Lending Club: Phone Calls And Loan Details

LendingClub is a digital marketplace bank that connects borrowers with investors. It offers personal loans of up to $40,000 with fixed rates and monthly repayment plans. The APR ranges from 7.90% to 35.99%, with the lowest rates available to borrowers with excellent credit. LendingClub provides multiple ways to contact customer support, including phone, email, and online chat. While phone support is available, some customers have reported difficulties getting through, suggesting that email may be a more effective method of communication.

LendingClub's contact number is 844-227-5011

LendingClub Bank cares about your financial health and makes it easy for you to make payments that keep your account on track. You can make one-time payments through a debit card, Google Pay, Apple Pay, or even cash at participating retail locations.

If you have special access needs and are having problems accessing the LendingClub website, you can call 888-596-3157.

LendingClub offers personal loans of up to $40,000

LendingClub is a digital marketplace bank that connects borrowers with investors. It offers personal loans of up to $40,000, with loan amounts starting at $1,000. The loan term lengths range from 24 to 72 months.

LendingClub provides fixed rates and a monthly repayment plan that fits within your budget. The APR for personal loans ranges from 7.90% to 35.99%, with the lowest rates available to borrowers with excellent credit. The origination fee ranges from 0.00% to 8.00% of the loan amount, and there are no prepayment penalties.

LendingClub allows joint applications, so co-borrowers can apply for loans up to $40,000. When applying with another person, both credit histories are evaluated equally, and it can help qualify for a better rate or larger loan amount.

LendingClub offers fast funding, with money sent directly to creditors or deposited into your bank account within 24 hours of loan approval. They also provide full-service banking, including checking and savings products, such as a cash-back Rewards Checking account and High-Yield Savings accounts.

While I cannot say with certainty if LendingClub calls on the telephone regarding loans, they do provide a contact number for those with special access needs who are experiencing problems accessing their website: 888-596-3157.

The APR for personal loans ranges from 7.90% to 35.99%

LendingClub Bank offers personal loans with an APR range of 7.90% to 35.99% and origination fees ranging from 0.00% to 8.00% of the loan amount. The APR and origination fees are determined at the time of application, with the lowest APR available to borrowers with excellent credit.

LendingClub Bank provides a range of credit and deposit products, including personal loans, auto refinancing, patient solutions, business loans, and institutional investing. The bank is a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439, and is an Equal Housing Lender and Member FDIC.

Personal loans from LendingClub Bank can be used for a variety of purposes, such as making a major purchase, home improvements, or covering life events. The loan amounts range from $1,000 to $40,000, with fixed rates and monthly repayment plans to fit within the borrower's budget. The bank offers a fast and simple application process, and funds are disbursed quickly upon loan approval.

In terms of making loan payments, LendingClub Bank provides several options, including automatic payments (autopay), online payments, checks, phone payments, debit card payments, or wire transfers. The bank also offers flexible payment terms, with loan terms ranging from 24 to 72 months.

It is important to note that LendingClub Bank performs a soft credit pull when checking rates, which does not impact the borrower's credit score. However, a hard credit pull, which can affect the credit score, will occur if the borrower proceeds with the loan and the funds are sent.

LendingClub Bank, N.A. is a subsidiary of LendingClub Corporation

LendingClub Bank, N.A. is a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. LendingClub Bank, N.A. provides credit and deposit products, including personal loans, auto refinancing, and business loans. The bank is a member of the FDIC and an Equal Housing Lender. Deposit accounts with LendingClub Bank, N.A. are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub Corporation is a digital marketplace bank that connects borrowers with investors. The company offers a range of award-winning checking, savings, and loan products to help its members achieve their financial goals. LendingClub provides personal loans of up to $40,000 with fixed rates and monthly repayment plans. They also offer up to $65,000 through their Patient Solutions program for dental, fertility, and other treatments.

In addition to personal loans, LendingClub Bank, N.A. also provides auto refinancing options. They acquired Radius Bank in February 2021, inheriting a fintech partner program and several lending businesses. LendingClub's auto loan refinancing has no origination fees or prepayment penalties, and checking rates does not impact customers' credit scores.

LendingClub Bank, N.A. offers a variety of ways to make loan payments, including automatic payments (autopay), online payments, checks, phone payments, debit card payments, and wire transfers. Customers can also make one-time payments through Google Pay, Apple Pay, and cash at participating retail locations. The company provides a dedicated phone number, 844-227-5011, for customers who need assistance with their payments. LendingClub also has an email address, [email protected], for payment-related queries.

LendingClub offers a range of financial products, including auto refinancing and business loans

LendingClub is a digital marketplace bank that connects borrowers with investors. The company offers a range of financial products, including auto refinancing and business loans.

LendingClub's auto refinancing service allows customers to pay off their existing car loans and replace them with new ones, usually from different lenders. This can help customers save money by securing a lower interest rate or reducing monthly payments by adjusting the length of the loan term. LendingClub offers up to two pre-qualified offers for auto refinancing, with no origination fees or prepayment penalties. The application process is simple and can be completed online or via a phone, tablet, or laptop. To qualify for auto refinancing through LendingClub, vehicles must be for personal use only, 10 years old or newer, have less than 120,000 miles on the odometer, and have a remaining balance of between $4,000 and $55,000.

In addition to auto refinancing, LendingClub also offers business loans. The company acquired Radius Bank in February 2021, expanding its services to include a direct-to-consumer deposit business, a fintech partner program, and several lending businesses. LendingClub provides personal loans ranging from $1,000 to $40,000 with terms from 24 to 72 months. The APR for these loans ranges from 7.90% to 35.99%, with the lowest rates offered to borrowers with excellent credit. LendingClub also offers a range of checking and savings products, including a cash-back Rewards Checking account and High-Yield Savings and CD accounts with competitive rates.

LendingClub's services are designed to help members achieve their financial goals, whether that's saving money, paying down debt, or taking control of their financial future. The company's all-digital model allows it to keep costs low and pass the savings on to customers in the form of great interest rates. LendingClub provides a secure and convenient way for customers to manage their finances and access a variety of financial products and services.

Frequently asked questions