Cash Loans: Does Pls Offer Quick Solutions?

PLS Financial Services, headquartered in Chicago, offers a wide range of financial services, including check cashing, prepaid cards, and personal loans. With over 300 branches across 12 US states, PLS is a convenient option for many seeking quick cash solutions. PLS Check Cashing, in particular, stands out for its ability to convert checks into cash without requiring users to hold a bank account. However, it's important to note that PLS does charge a fee for their check-cashing services. This fee, combined with the potential risks and high-interest rates associated with payday loans, underscores the necessity of consumers fully understanding the terms and conditions before borrowing.

PLS Check Cashing

PLS Financial Services, also known as PLS Check Cashing, is a company that provides financial services to its customers. The company was founded in 1997 and is headquartered in Chicago, Illinois, with branches across 12 US states. PLS offers a range of services, including check cashing, prepaid debit cards, bill payment services, money orders, and money transfers.

One of the key services offered by PLS is check cashing. PLS allows customers to convert their checks into cash without the need for a bank account. This service is available for various types of checks, including personal, business, government, payroll, and tax refund checks, as well as money orders and traveler's checks. PLS charges a fee for their check-cashing services, typically around one percent of the check amount plus a $1 fee.

In addition to check cashing, PLS also offers other financial products and services. They provide credit and personal loans, as well as title transfers and prepaid credit cards. PLS aims to simplify financial services for its customers, especially those who use credit unions or do not have traditional bank accounts. The company operates 24 hours a day, ensuring accessibility and convenience for its customers.

While PLS has become a popular option for those seeking quick cash and financial solutions, it is important to note that some customer reviews highlight issues with their services. Some customers have reported negative experiences, including problems with lost or stolen cards and disputes over refunds. As with any financial service, it is essential to understand the fees, terms, and conditions before engaging with the company.

PLS Payday Loan Store Reviews

PLS Financial Services, headquartered in Chicago, offers check-cashing services, credit cards, and personal loans. The company, which started in 1997, has over 300 branches in 12 US states. PLS aims to simplify financial services for its customers, including those who are members of credit unions.

PLS offers payday loans, which are typically high-interest loans that are due on the recipient's next payday. While payday lending is illegal in some states, PLS provides this service in states where it is legal.

PLS has received mixed reviews for its payday loan services. Some customers have expressed dissatisfaction with the company, alleging issues with unauthorized transactions, disputes over stolen money orders, and rude staff behaviour. Others have praised specific employees for their professionalism and positive attitude.

One customer complained about unauthorized transactions on their card, stating that PLS did not help resolve the issue. Another customer accused PLS of stealing their money by refusing to refund a stolen money order. In contrast, one reviewer praised an employee named Francis for her delightful attitude and professionalism.

Another reviewer criticized PLS for charging high-interest rates on payday loans, claiming they were charged 508% interest. Additionally, some customers have had issues with long wait times, misplaced files, and disputes over loan payments.

It is important to note that payday loans can carry risks and typically have very high-interest rates. Consumers should fully understand the fees, terms, and conditions before borrowing.

PLS Prepaid Cards

PLS Financial Services offers prepaid cards, check cashing, credit for individuals or personal loans, title transfers, and credit cards that allow prepaying, as well as tax refunds. PLS has over 300 branches across 12 US states and is headquartered in Chicago, IL. The company was founded in 1997 and is committed to simplifying people's lives by offering practical and helpful everyday money solutions.

One of the services offered by PLS is the Xpectations!® Prepaid Mastercard®. This prepaid card can be used anywhere that Mastercard debit cards are accepted. There is no card purchase fee when customers switch from an Xpectations! Visa Prepaid Card to an Xpectations!® Plus Debit Mastercard®. The Xpectations! Prepaid Mastercard is issued by The Bancorp Bank, N.A., a member of the FDIC, and is authorised by Mastercard International Incorporated.

To activate the card, online access and identity verification, including Social Security, TIN, or select US ID type, or Foreign ID types, are required. Additionally, mobile number or email address verification and a mobile app are necessary to access all features. The card is no longer available for new customers, but existing cardholders can continue using their cards or convert to the Xpectations!® Plus Debit Mastercard® at no cost.

PLS Check Cashing is another notable service provided by PLS. It allows users to convert their checks into cash without the need for a bank account. This service is particularly useful for the millions of individuals in the US who do not have a traditional bank account. PLS typically remains open throughout the day, making it convenient for customers to access their funds.

PLS Financial Services

In addition to check cashing, PLS Financial Services offers prepaid debit cards, bill payment services, money orders, and money transfers. They also provide credit services, including personal loans, credit cards with prepaid options, and tax refunds. The company aims to simplify financial services and provide practical, everyday money solutions to its customers.

While PLS has become a popular option for those seeking quick cash, it's important to note that payday lending can carry risks and typically involves high-interest rates. As with any loan, customers should understand the fees, terms, and conditions before borrowing. Some online reviews of PLS's services have been negative, with complaints about unprofessional staff, disorganization, and issues with disputed transactions. However, there are also positive testimonials mentioning efficient service and helpful staff.

PLS Branches

PLS Financial Services, Inc. is a financial services company that offers various financial products and services, including check cashing, money orders, prepaid cards, money transfers, direct deposits, bill payments, and personal loans. The company started in 1997 and is headquartered in Chicago, IL, with branches across 12 US states.

PLS has over 300 branches in total, serving millions of customers. PLS Financial Services aims to simplify financial services for its customers and provide practical and helpful everyday money solutions. The company offers a range of services, including check cashing, which allows customers to convert their checks into cash without the need for a bank account. PLS also provides prepaid debit cards, money orders, money transfers, and bill payment services.

In addition to these standard services, PLS offers personal loans, credit cards, and tax refunds. PLS's loan services include payday loans, which are short-term, high-interest loans typically due on the borrower's next payday. Payday lending is illegal in some states, and consumers are advised to understand the fees, terms, and conditions before borrowing.

PLS Financial Services has received recognition for its community involvement and engagement. The company was awarded the Activa Award by INFiN, a Financial Services Alliance, for its outstanding commitment to local communities. PLS hires its teams from the neighborhoods and communities it serves and promotes its leaders from within these teams.

PLS has received mixed reviews from customers. While some praise the convenience and speed of their services, others have complained about unprofessional staff, long wait times, and issues with disputed transactions. Overall, PLS Financial Services provides a range of financial products and services aimed at simplifying money management for its customers.

Frequently asked questions