American Century's 401(K) Investment Strategy: A Comprehensive Guide

American Century Investments is a team-based investment firm that manages a range of asset classes, market capitalizations, and investment styles. They use fundamental and quantitative analysis in their stock selection process, with an emphasis on risk management. If you have a 401(k) account with a previous employer, you can consolidate your investments with American Century. You can designate beneficiaries and submit contributions electronically through their secure online tool.

Retirement savings consolidation

If you have other retirement money, such as an old 401(k) account with a previous employer, consider consolidating your investments with American Century. Having all your retirement savings in one place can make it easier to track your progress toward your goal.

American Century Investments, founded in Kansas City, Missouri, in 1958, takes a team approach, as managers and analysts work together closely and often have long tenures. The firm’s actively managed funds comprise a range of asset classes, market capitalizations and investment styles. The firm uses fundamental and quantitative analysis in its stock selection process, with an emphasis on risk management. Managers typically invest in their own funds, a policy designed to align the firm’s interest with shareholders.

Complete the Request to Transfer form to get started. Gather the Retirement Plan Services Application, a copy of the Adoption Agreement, and copies of the Participant Investment Elections forms from employees. Mail forms to: American Century Investments PO Box 419385 Kansas City, MO 64141-6385. Sign up for Plan Sponsor Access to submit contributions electronically through their secure online tool. Contact us at 1-800-345-3533 to get a username and password. Or complete the Purchase Guidelines and submit contributions. Call to speak to a Business & Retirement Specialist who can help you select a plan for your business.

Employee beneficiary designation

American Century Investments provides 401(k) and profit-sharing plans for small businesses and individuals. The process involves designating beneficiaries by completing the beneficiary form and retaining it for your records.

To consolidate your investments with American Century, complete the Request to Transfer form and Participant Investment Elections form and return them to the benefits office. If payroll deductions are allowed, complete a Salary Reduction Agreement and return it to the benefits or payroll office.

American Century Investments is based in Kansas City, Missouri and was founded in 1958. The firm's actively managed funds comprise a range of asset classes, market capitalizations and investment styles. The firm uses fundamental and quantitative analysis in its stock selection process, with an emphasis on risk management.

Managers typically invest in their own funds, a policy designed to align the firm’s interest with shareholders. Equity fund strategies include U.S. growth, U.S. value, non-U.S. and quantitative. American Century also manages fixed income and target date funds.

American Century Investments PO Box 419385 Kansas City, MO 64141-6385 handles the beneficiary designation process for small business retirement plans and individual 401(k) plans. Gather the Retirement Plan Services Application, a copy of the Adoption Agreement, and copies of the Participant Investment Elections forms from employees. Mail forms to: American Century Investments PO Box 419385 Kansas City, MO 64141-6385.

Investment elections

If you have a 401(k) account with a previous employer, you can consolidate your investments with American Century. To do so, you will need to complete the Request to Transfer form and the Participant Investment Elections form.

The American Century Investment team takes a team approach, with managers and analysts working together closely and often having long tenures. The firm's actively managed funds comprise a range of asset classes, market capitalizations and investment styles. The firm uses fundamental and quantitative analysis in its stock selection process, with an emphasis on risk management.

Managers typically invest in their own funds, a policy designed to align the firm’s interest with shareholders. Equity fund strategies include U.S. growth, U.S. value, non-U.S. and quantitative. American Century also manages fixed income and target date funds.

To designate beneficiaries, you will need to complete the beneficiary form and retain it for your records. You will also need to gather the Retirement Plan Services Application, a copy of the Adoption Agreement, and copies of the Participant Investment Elections forms from employees. You will then need to mail forms to: American Century Investments PO Box 419385 Kansas City, MO 64141-6385.

You can also submit contributions electronically through the Plan Sponsor Access secure online tool. You can contact American Century at 1-800-345-3533 to get a username and password.

Plan sponsor access

American Century Investments provides Plan Sponsor Access to submit contributions electronically through their secure online tool. To access this tool, you will need to contact American Century Investments at 1-800-345-3533 to get a username and password. Alternatively, you can complete the Purchase Guidelines and submit contributions.

To sign up for Plan Sponsor Access, you will need to gather the Retirement Plan Services Application, a copy of the Adoption Agreement, and copies of the Participant Investment Elections forms from employees. You will also need to designate beneficiaries by completing the beneficiary form and retaining it for your records.

Once you have gathered all the necessary forms and information, you can mail them to American Century Investments at the following address:

American Century Investments

PO Box 419385

Kansas City, MO 64141-6385

Please note that the IRS sets limits annually, so it is important to review the § 408(b)(2) Service Provider Disclosure and the Retirement Plan Services Agreement before submitting your contributions.

Retirement plan services

American Century Investments offers retirement plan services for individuals and small businesses.

American Century Investments offers retirement plan services for individuals and small businesses. Employees are instructed to designate beneficiaries by completing the beneficiary form and retaining it for their records. Gather the Retirement Plan Services Application, a copy of the Adoption Agreement, and copies of the Participant Investment Elections forms from employees. Mail forms to: American Century Investments PO Box 419385 Kansas City, MO 64141-6385.

Sign up for Plan Sponsor Access to submit contributions electronically through their secure online tool. Contact them at 1-800-345-3533 to get a username and password. Or complete the Purchase Guidelines and submit contributions. Call to speak to a Business & Retirement Specialist who can help you select a plan for your business.

American Century Investments takes a team approach, as managers and analysts work together closely and often have long tenures. The firm’s actively managed funds comprise a range of asset classes, market capitalizations and investment styles. The firm uses fundamental and quantitative analysis in its stock selection process, with an emphasis on risk management. Managers typically invest in their own funds, a policy designed to align the firm’s interest with shareholders. Equity fund strategies include U.S. growth, U.S. value, non-U.S. and quantitative. American Century also manages fixed income and target date funds.

Frequently asked questions