Checking Your Mortgage Balance With Santander: A Step-By-Step Guide

If you're a Banco Santander customer and you want to check your mortgage balance, you can do so by downloading the Santander App on your mobile phone or device from the iOS App Store or the Google Play Store. You can also check your balance by logging on to Online Banking.

Download the Santander app

If you want to check your mortgage balance with Santander, one of the most convenient ways to do so is by downloading the Santander app. The app is available for both iOS and Android devices and can be downloaded from the App Store or Google Play Store, respectively.

Once you have downloaded the app, you will be able to access your mortgage details easily and securely. To get started, simply open the app and log in using your Online Banking credentials. If you haven't registered for Online Banking yet, you can do so quickly and easily online. Remember that your login details for Mobile and Online Banking will be the same.

Within the app, you can tap on 'Mortgage details' to view important information about your mortgage, such as the details of each loan part. You can also access additional features by tapping on 'Manage my mortgage' or 'My Home Manager'. These sections will allow you to explore new deals for your existing mortgage, make overpayments, change your repayment method, and more.

By using the Santander app, you can conveniently check your mortgage balance and manage your mortgage on the go, giving you greater control and flexibility over your finances.

Register for Online Banking

To check your mortgage balance with Santander, you will need to register for Online Banking. This will give you access to the Santander Mobile Banking app, where you can manage your mortgage.

To register for Online Banking with Santander, you will need to have instant access to your account details and the mobile phone number that is currently registered for One Time Passcodes (OTPs). Once you have this information to hand, you can register online.

The registration process is quick and simple, and once complete, you will be able to log in to Online Banking and the Mobile Banking app using the same log-on details.

Using the Mobile Banking App

The Santander Mobile Banking app is available for download on iOS and Android devices. You can download the app from the iOS App Store or Google Play Store. Please note that Santander does not recommend downloading the app from other third-party sites.

Once you have downloaded the app, you can log in using your Online Banking credentials. Within the app, you can access your mortgage details, including information on each of your loan parts. You will also be able to manage your mortgage by making overpayments, changing your repayment method, and more.

Using Online Banking

If you prefer not to use the Mobile Banking app, you can access and manage your mortgage through Santander's Online Banking platform. Here, you will be able to view your mortgage details, make overpayments, and explore new deals for your existing mortgage.

Log in to the app or Online Banking

To check your mortgage balance with Santander, you can log in to the Santander app or Online Banking.

Logging in to the Santander app

To log in to the Santander app, you must first download it. You can download the app on your mobile phone or device from either the iOS App Store or the Google Play Store. Santander recommends that you only download the app from these official sources and not from any third-party sites.

Once you have downloaded the app, you can log in using your Online Banking details. If you haven't registered for Online Banking, you can do so online. You will need to have the mobile phone number that's currently registered for One Time Passcodes (OTPs) with you.

Logging in to Online Banking

If you don't want to use the app, you can log in to Online Banking on the Santander website. If you are using a mobile device, you will have to tap on the menu to the right to bring up the "Customer Access" button.

Checking your mortgage balance

Once you have logged in to either the app or Online Banking, you can view your mortgage balance by navigating to your mortgage account. Here, you should be able to see your current balance and original mortgage amount. You can also get more information about your mortgage by tapping 'Mortgage details'.

Tap 'Mortgage details'

To check your mortgage balance with Santander, you can use the Santander Mobile Banking app or log on to Online Banking. If you haven't already, you'll need to register for Online Banking to use the app. You can do this online.

To get started with the app, you can download it from the iOS App Store or the Google Play Store.

Once you've downloaded the app or logged on to Online Banking, you can tap 'Mortgage details' to see the specifics of each of your loan parts. This includes:

• The ability to see everything about your mortgage in one place.
• Exploring new deals for your existing mortgage.
• Making a single overpayment or setting up regular overpayments.
• Changing your mortgage term or repayment method.
• Getting a decision in principle and applying for a mortgage when moving home.
• Getting a decision in principle and applying to borrow more money.
• Getting a settlement figure if you want to pay off your mortgage early.

Contact Santander for help

If you need help checking your mortgage balance, you can contact Santander for assistance. Santander offers a variety of ways to get in touch and manage your mortgage.

Firstly, you can use the Santander Mobile Banking app, which can be downloaded on your mobile phone or device from the iOS App Store or Google Play Store. Remember to only download the app from these official sources and not from any third-party sites. The app will allow you to conveniently manage your mortgage on the go.

Alternatively, you can log on to Santander's Online Banking service. If you haven't registered for this service yet, you can sign up using your account details and a mobile phone number registered for One Time Passcodes (OTPs). The login details for the Mobile Banking app and Online Banking are the same.

Through either of these digital channels, you will be able to see everything about your mortgage in one place. You can explore new deals, make overpayments, change your repayment method, and get settlement figures.

If you have any questions or issues with managing your mortgage online or via the app, you can always reach out to Santander's customer support for further assistance.

Frequently asked questions