Fidelity Investments: Which States Are They In?

Fidelity Investments, formerly known as Fidelity Management & Research (FMR), is an American multinational financial services corporation based in Boston, Massachusetts. The company is one of the largest asset managers in the world, with a global presence spanning 11 countries across North America, Europe, Asia and Australia.

Fidelity operates a brokerage firm, manages mutual funds, provides fund distribution and investment advice, retirement services, index funds, wealth management, securities execution and clearance, asset custody, and life insurance.

With investor centres in over 140 locations throughout the US, Fidelity also has a presence in Canada, India, Ireland, and several countries in Europe and Asia.

So, is Fidelity Investments in every state?

Fidelity offers $0 trading commissions, a selection of more than 3,300 no-transaction-fee mutual funds, top-notch research tools, and a mobile platform

Fidelity is a well-rounded investment brokerage with a range of features and services that cater to both beginner and active investors. One of its standout offerings is $0 trading commissions for online US stocks, exchange-traded funds (ETFs), and options. This means that investors can trade US stocks and ETFs without paying any commissions or account fees, making it an attractive option for those looking to save on costs.

In addition to commission-free trades, Fidelity also provides access to a vast selection of more than 3,300 no-transaction-fee mutual funds. This includes the Fidelity Zero index funds, which have no expense ratio and no minimum investment requirement. These funds allow investors to build a diverse and cost-effective retirement portfolio without incurring any additional fees.

Fidelity also offers top-notch research tools and resources to support investors in making informed decisions. They provide educational resources for both beginner and advanced investors, including those focused on retirement planning and active stock trading. Investors can access stock research from multiple third-party providers, such as Zacks Investment Research and Argus, as well as ETF research and options strategy ideas from LiveVol. The platform also features an Equity Summary Score, which consolidates ratings from research providers, giving an "accuracy-weighted sentiment" for each investment option.

Fidelity's mobile platform further enhances the investing experience by providing on-the-go access to a broad range of investments, expert insights, and tools. The award-winning app enables users to trade US stocks commission-free, create savings goals, track spending, and manage their money anytime, anywhere. The app is available on Apple, Android, and Amazon devices, making it widely accessible.

With its combination of $0 trading commissions, extensive selection of no-transaction-fee mutual funds, top-tier research tools, and user-friendly mobile platform, Fidelity offers a comprehensive and accessible investing experience tailored to meet the needs of a diverse range of investors.

Fidelity has a strong reputation for its mutual funds, with a large selection of no-transaction-fee funds, including its Fidelity Zero index funds, which have no expense ratio and no minimum investment requirement

Fidelity Investments is an American multinational financial services corporation based in Boston, Massachusetts. It is one of the largest asset managers in the world, with $5.8 trillion in assets under management and $15 trillion in assets under administration as of September 2024. The company operates a brokerage firm, manages mutual funds, provides fund distribution and investment advice, retirement services, index funds, wealth management, securities execution and clearance, asset custody, and life insurance.

Fidelity has a strong reputation for its mutual funds, with a large selection of no-transaction-fee funds, including its Fidelity Zero index funds, which offer unique benefits to investors. Firstly, the Fidelity Zero index funds have no expense ratio, meaning that investors are not charged an annual fee based on a percentage of their assets in the fund. This is advantageous as expense ratios can significantly impact investment returns over time, especially for funds with high expense ratios. By eliminating this fee, Fidelity Zero index funds provide investors with higher potential returns.

Secondly, the Fidelity Zero index funds have no minimum investment requirement. This makes them highly accessible to a wide range of investors, including those who are just starting with smaller amounts of capital. Removing the barrier of a minimum investment allows a more diverse range of individuals to invest and build their wealth.

The combination of no expense ratio and no minimum investment requirement makes the Fidelity Zero index funds a compelling option for those seeking low-cost, flexible investment opportunities. This offering contributes to Fidelity's strong reputation for its mutual funds and demonstrates their commitment to providing investor-friendly options.

In addition to the benefits of the Fidelity Zero index funds, Fidelity also offers a large selection of other no-transaction-fee mutual funds. This means that investors can buy or sell these funds without incurring transaction fees, which typically range from $5 to $20 per trade. By eliminating these fees, Fidelity helps investors keep more of their money invested and working for them, potentially leading to higher long-term returns.

Fidelity's selection of no-transaction-fee funds covers a wide range of investment options, providing diversification opportunities for investors. This extensive selection sets Fidelity apart from its competitors and contributes to its strong reputation in the mutual fund space.

Overall, Fidelity's mutual fund offerings, particularly the Fidelity Zero index funds, showcase the company's commitment to providing accessible, low-cost investment options for individuals. By eliminating common fees and minimum requirements, Fidelity empowers a broader range of investors to participate in the market and build their financial future.

Fidelity offers both Roth and traditional IRAs, as well as several types of IRAs geared towards self-employed people

Fidelity Investments is an American multinational financial services corporation based in Boston, Massachusetts. It is one of the largest asset managers in the world, with trillions of dollars in assets under management and administration. Fidelity offers a wide range of financial services, including retirement plans, investing, brokerage, wealth management, and financial planning.

When it comes to retirement savings, Fidelity offers both Roth and traditional Individual Retirement Accounts (IRAs). These accounts are designed to help individuals save for retirement while providing different tax benefits. With a traditional IRA, contributions are generally made with after-tax money, but they may be tax-deductible if certain income requirements are met. On the other hand, a Roth IRA is funded with after-tax dollars, and any investment growth or withdrawals are typically tax-free, provided specific conditions are met.

In addition to the standard Roth and traditional IRAs, Fidelity also offers several types of IRAs geared specifically towards self-employed individuals. These include the option to roll over a previous employer's 401(k) into a self-employed 401(k) or a SEP IRA. This flexibility allows self-employed people to continue saving for retirement and take advantage of tax benefits similar to those offered by traditional employer-sponsored retirement plans.

Fidelity's IRAs provide individuals with a variety of investment options and the ability to personalize their investments. There are no account-opening fees or minimums, making Fidelity's IRAs accessible to a wide range of people. Whether someone is just starting their investment journey or seeking dedicated advice, Fidelity offers the tools and resources to help them reach their financial goals.

Fidelity has two trading platforms, Fidelity.com and Active Trader Pro, which are free for all customers

Fidelity Investments is an American multinational financial services corporation, with a presence in 11 countries across North America, Europe, Asia, and Australia. It is one of the largest asset managers in the world, with $5.8 trillion in assets under management.

Active Trader Pro, on the other hand, is a dynamic trading platform that provides customizable tools and robust trading and portfolio monitoring capabilities. It offers real-time insights, dynamic visual analytics, and powerful trading tools to help users make smarter trading decisions. The platform can be downloaded on desktop or Mac and allows users to customize their layout, set trade defaults, create shortcuts, and use hotkeys for easier navigation.

Both platforms offer unique features and capabilities to cater to different user needs. While Fidelity.com provides convenience and accessibility through its web-based platform, Active Trader Pro delivers advanced trading tools and customization options for a more tailored experience.

Fidelity's commitment to providing free access to these trading platforms underscores its dedication to empowering investors with the tools and resources they need to succeed. With no account fees, no minimums to open a retail brokerage account, and commission-free trades, Fidelity makes investing more accessible and affordable for individuals at all levels.

Fidelity has a strong presence in 11 countries across North America, Europe, Asia, and Australia

Fidelity Investments is an American multinational financial services corporation with a strong global presence in 11 countries across North America, Europe, Asia, and Australia. With its headquarters in Boston, Massachusetts, and a history dating back to 1946, the company is one of the largest asset managers in the world.

In North America, Fidelity has established a solid foothold in the United States and Canada. In the US, the company has a vast network of over 200 branches and a strong online presence, serving millions of individual investors and businesses. Fidelity's US operations are spread across multiple states, including Texas, Rhode Island, New Hampshire, and Utah. The company's largest US operations are located in Merrimack, New Hampshire, and it also has a significant presence in major cities such as Boston, New York, and Salt Lake City.

In Europe, Fidelity has expanded its reach to several countries, including Ireland, the United Kingdom, Germany, France, Belgium, Italy, Spain, and Switzerland. The company's European operations are primarily focused on providing investment and financial services to individuals and businesses in these regions.

In Asia, Fidelity has established a presence in India, Japan, and Hong Kong. The company's operations in India are focused on back-office functions, software development, and research, with over 4,000 employees in the country. Meanwhile, the company's presence in Japan and Hong Kong is geared towards enhancing its small-cap research capabilities and serving the needs of local investors.

In Australia, Fidelity has established a strong presence, offering a range of financial services to Australian investors.

Fidelity's global expansion reflects its commitment to serving a diverse range of clients and adapting to the evolving financial needs of its customers. With operations spanning multiple continents, the company has established itself as a leading global financial services provider.

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