Fidelity Investments: Financial Services And Investment Management Experts

Fidelity Investments is an American multinational financial services corporation that was founded in 1946 and is headquartered in Boston, Massachusetts. It is one of the largest mutual fund companies in the U.S. and offers a range of financial products and services to over 40 million individuals. The company operates a major brokerage firm, manages mutual funds, and provides investment advice, retirement services, wealth management, and more. With a focus on straightforward pricing and security, Fidelity aims to help individuals and businesses achieve their financial goals.

Investment and financial planning

Fidelity Investments, formerly known as Fidelity Management & Research (FMR), is an American multinational financial services corporation based in Boston, Massachusetts. The company is one of the largest asset managers in the world, with $5.8 trillion in assets under management, and $15 trillion in assets under administration, as of September 2024.

Fidelity offers a range of financial products and services to over 40 million individuals, including brokerage services, mutual funds, fund distribution and investment advice, retirement services, index funds, wealth management, securities execution and clearance, asset custody, and life insurance.

Investment Services

• Brokerage Services: Fidelity operates a major brokerage firm, providing a platform for individuals to trade stocks, ETFs, mutual funds, and other securities.
• Mutual Funds: Fidelity manages a large family of mutual funds, which pool money from multiple investors to purchase a diversified collection of stocks, bonds, or other securities.
• ETF (Exchange-Traded Funds): In 2003, Fidelity launched its first ETF, and has since introduced several others, including the ZERO Total Market Index Fund and ZERO International Index Fund, which have grown to over $1 billion in assets.
• Wealth Management: Fidelity provides wealth management services to high-net-worth individuals and institutions, offering investment advice, portfolio management, and financial planning to help clients grow and protect their wealth.
• Retirement Services: Fidelity offers a range of retirement plan services, including 401(k) plans, IRAs (Individual Retirement Accounts), and other retirement savings options. These plans provide tax advantages and flexible contribution options to help individuals save for retirement.
• Index Funds: Fidelity offers index funds, which are passively managed funds that aim to replicate the performance of a specific stock market index, such as the S&P 500.
• Securities Execution and Clearance: Fidelity provides execution and clearance services for securities transactions, ensuring efficient and secure trading.
• Asset Custody: The company offers asset custody services, providing safe-keeping and management of clients' financial assets.

Financial Planning

• Financial Planning and Advice: Fidelity provides financial planning and advice to help individuals and families achieve their financial goals. This includes retirement planning, saving for college or a new home, and managing everyday finances.
• Straightforward Pricing: Fidelity is known for its straightforward pricing structure, with no account fees, no minimums to open a retail brokerage account, and commission-free trades.
• Cash Management: Fidelity offers cash management products to help individuals spend and save smarter, providing tools to better manage their finances and reach their financial goals.
• Dedicated Advisors: Clients can work with a dedicated advisor to create a customized financial plan tailored to their unique needs and goals.
• Educational Resources: Fidelity provides educational resources and tools to help investors make informed decisions, including a comprehensive glossary and investment guides.
• Tax-Smart Investing: Fidelity offers tax-smart investing techniques through Fidelity Wealth Services, helping clients minimize taxes and maximize their after-tax returns.
• Youth Accounts: Fidelity introduced the Youth Account, owned by teens aged 13 to 17, to help them learn about investing and saving at an early age.

Fidelity's mission is to make investing and financial planning clear and simple, empowering individuals to make confident decisions about their financial future. With a range of investment options, financial planning tools, and expert insights, Fidelity helps millions of people work towards their financial goals.

Brokerage services

Fidelity Investments is an American multinational financial services corporation that provides a wide range of services, including brokerage services. With a presence in over 140 locations across the U.S., the company offers comprehensive brokerage services to its clients, empowering them to make educated investment decisions with confidence.

The Fidelity Account® is a full-featured, low-cost brokerage account designed to meet the diverse needs of investors as they progress in their investment journey. This account stands out for its extensive investment options, including stocks, ETFs, options, mutual funds, bonds, CDs, and precious metals. Notably, investors can take advantage of $0 commission for online US stock, ETF, and option trades, as well as access free, independent research from over 20 providers.

Fidelity's brokerage services also extend to international investing in 25 markets and 16 currencies, providing investors with global opportunities. The company's advanced trading platforms, including a user-friendly mobile app, enable investors to stay connected and make informed decisions on the go. Additionally, Fidelity offers extended-hours trading, margin borrowing, and cash management tools for added flexibility and convenience.

The company's commitment to education is evident in its Learning Center, which provides investors with a wealth of resources, including training videos, articles, and expert opinions tailored to different experience levels. This empowers investors to build their knowledge and make more informed decisions.

Fidelity's brokerage services are complemented by its dedicated team of professionals, who are always ready to assist clients when needed. With a focus on putting clients first, Fidelity offers competitive rates and straightforward pricing with no account fees or minimums to open a retail brokerage account.

Wealth management

Fidelity Investments, formerly known as Fidelity Management & Research (FMR), is an American multinational financial services corporation based in Boston, Massachusetts. It is one of the largest mutual fund companies in the US and one of the largest asset managers in the world, with $5.8 trillion in assets under management and $15 trillion in assets under administration as of September 2024.

Fidelity offers a wide range of financial products and services, including brokerage services, mutual funds, fund distribution and investment advice, retirement services, index funds, wealth management, securities execution and clearance, asset custody, and life insurance.

Fidelity's wealth management services are designed to help individuals and families grow and protect their wealth. They offer a range of investment options, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). Fidelity also provides tax-smart investing techniques through their Fidelity® Wealth Services, which can help clients reduce their overall tax liabilities.

Fidelity's wealth management platform, Fidelity WealthCentral®, combines portfolio management, customer relationship management, financial planning, portfolio rebalancing, and trading in one web-based platform. This platform simplifies the wealth management process and provides clients with a comprehensive view of their financial portfolio.

Fidelity also offers dedicated advisors who work with clients to create customized plans to meet their unique financial goals. These advisors can provide expertise and guidance on a range of wealth management topics, including investment strategies, tax implications, and estate planning.

In addition to serving individual investors, Fidelity also supports wealth management firms and institutions. They provide these businesses with investment and technology solutions, insights, and expertise to help them navigate the changing industry landscape and meet their clients' financial needs. Fidelity offers clearing and custody services, institutional trading products, and execution services to thousands of firms.

Fidelity's wealth management services are designed to be straightforward and transparent, with no account fees, no minimums to open a retail brokerage account, and commission-free trades. This approach helps clients keep more of their money invested and working towards their financial goals.

Overall, Fidelity's wealth management services provide individuals, families, and institutions with the tools, resources, and expertise they need to effectively manage their financial portfolios and work towards their short-term and long-term goals.

Retirement services

Fidelity Investments offers a range of retirement services to help individuals save for their future. The company provides financial planning, advice, and resources to support individuals in achieving their retirement goals. This includes retirement planning solutions, such as the Fidelity Roth IRA, which allows individuals to save for retirement while balancing long-term goals with short-term needs.

Fidelity also assists with retirement fund transfers, enabling individuals to consolidate former 401(k) and workplace accounts into a single account without taxes or penalties. The company's retirement services extend to employers as well, as they work closely with them to create dynamic benefit programs that include retirement savings options for their employees.

In addition, Fidelity offers a variety of investment options for retirement, including stocks, ETFs, mutual funds, and CDs. They provide resources and tools to help individuals manage their own investments or choose to have Fidelity guide them along the way. The company's retirement fund offerings are designed to meet the diverse needs of their customers, whether they are active traders or long-term investors.

Fidelity's retirement services also encompass wealth management, where they partner with individuals to create customized plans to grow and protect their wealth. This includes working with dedicated advisors who can provide guidance and expertise in navigating the complex world of retirement planning.

Furthermore, Fidelity has been a pioneer in the industry, being the first company to offer individual retirement accounts (IRAs) after the passage of the Employee Retirement Income Security Act (ERISA). They continue to innovate and adapt to the evolving needs of their customers, ensuring they are well-equipped to handle the financial landscape of tomorrow while meeting the needs of today.

Cryptoasset custody

Fidelity Digital Assets is uniquely built for institutional investors, offering integrated custody and trading services for digital assets. The platform enables investors to seamlessly access and manage their digital assets, including Bitcoin, with robust security measures in place.

Fidelity's digital asset custody solution includes vaulted "cold storage," which involves taking cryptocurrencies offline, as well as multilevel physical and cyber controls to protect assets and mitigate risk. The company's long history of dealing with enterprise security and cryptography ensures the safety of its clients' digital assets.

In addition to custody services, Fidelity Digital Assets also provides an integrated trading platform. This platform offers access and choice to meet clients' evolving needs, allowing them to execute trades for Bitcoin and other digital assets at multiple market venues.

Fidelity's cryptoasset custody and trading services are designed to make digitally native assets, such as Bitcoin, more accessible to institutional investors. The company's expertise in traditional finance and digital assets supports clients in navigating the rapidly evolving digital asset landscape.

Frequently asked questions