Fidelity Investment Centers: Your Local Financial Hub

Fidelity Investments, formerly known as Fidelity Management & Research (FMR), is an American multinational financial services corporation based in Boston, Massachusetts. It is one of the largest asset managers in the world, with over $5 trillion in assets under management and $15 trillion in assets under administration. Fidelity operates a major brokerage firm and has investor centers in over 140 locations across the United States. These investor centers provide financial planning services, including retirement planning, investment advice, and brokerage services. The centers are open Monday to Friday, 8:30 a.m. to 5:00 p.m., and appointments can also be scheduled.

Fidelity's brokerage services

Trading Platforms and Research:

Fidelity provides a full-featured brokerage account that gives investors access to various tools and resources to grow their investments. This includes $0 commission trades for online US stocks, ETFs, and options. Their platform offers real-time market data, research ideas, and the ability to execute trades instantly.

Flexible Trading Platforms:

Fidelity offers flexible trading platforms to suit different investor needs. Their award-winning mobile app provides a convenient way to manage investment activity, allowing users to view, manage, and act on their portfolio anytime, anywhere. They also have a single-screen trade station that works on browsers, desktops, or tablets, providing a streamlined experience for all trading needs.

Advanced Trader Platform:

For more sophisticated investors, Fidelity provides an advanced trading platform with real-time insights and visual snapshots to monitor investments. This platform helps investors make smarter decisions throughout each trade.

Fidelity Basket Portfolios:

Fidelity offers a unique basket investing approach, allowing investors to build and manage a basket of stocks and ETFs as a single investment. This provides more possibilities and control over investment strategies.

Industry-Leading Research and Analysis:

Fidelity's research tools and analysis are ranked #1 by Investor's Business Daily. They provide in-depth research from over 20 independent providers, helping investors uncover opportunities, generate ideas, and analyze trends.

Wide Range of Investment Choices:

Investors can explore a broad range of investment options, including stocks, options, exchange-traded funds (ETFs), mutual funds, bonds, and CDs. Fidelity also offers international investing in 25 markets and 16 currencies, as well as extended-hours trading.

Cash Management and Margin Borrowing:

Fidelity provides cash management tools for quicker access to funds, as well as margin borrowing for leverage and short-selling strategies.

Educational Resources:

Through their Learning Center, Fidelity offers a wealth of educational content, including videos, articles, and professional insights for investors of all experience levels. This helps investors build their knowledge and improve their investing results over time.

Investment advice

Understand Your Financial Goals:

Before seeking investment advice, it's important to clearly define your financial goals. Are you saving for retirement, a new home, or your child's education? Different goals will require different investment strategies. Fidelity Investment Centers offer appointments with advisors to help you collaborate on a financial plan and discuss your specific goals and investment strategies.

Assess Your Risk Tolerance:

Investing carries inherent risks, and it's important to understand your risk tolerance before committing to any investment strategy. Consider how comfortable you are with market volatility and the potential for losses. Fidelity's resources can help you evaluate and improve your investing results, providing educational content for investors of all experience levels.

Diversify Your Portfolio:

Diversification is a key principle in investment advice. By spreading your investments across various asset classes, industries, and geographic regions, you can potentially reduce risk and improve long-term returns. Fidelity offers a broad range of investment options, including stocks, options, exchange-traded funds (ETFs), mutual funds, and more.

Stay Informed and Adapt:

The investment landscape is constantly evolving, and staying informed is crucial. Fidelity provides industry-leading research and analysis to help you make educated investment decisions. Their advanced trading platforms and tools can assist you in monitoring your investments and making strategic adjustments.

Take Advantage of Tax-Advantaged Accounts:

Utilizing tax-advantaged accounts, such as retirement accounts (like 401(k) plans) or Roth IRAs, can provide significant benefits over time. Fidelity offers resources to help you navigate retirement planning and make the most of these accounts.

Seek Professional Guidance:

Fidelity Investment Centers provide access to dedicated financial advisors who can offer personalized investment advice. These professionals can help you navigate the complex world of investing and provide guidance tailored to your unique circumstances.

In conclusion, seeking investment advice from a Fidelity Investment Center can be a wise decision. Their range of services, tools, and resources can help you make informed choices, manage risk, and work towards your financial goals. Remember, investing involves risk, so be sure to do your own research and consult with professionals before committing your money.

Retirement services

Fidelity's retirement planning services cover various aspects, such as saving for retirement, transitioning to retirement, and living in retirement. They provide customers with a clear path to their retirement goals, offering flexibility to adjust plans as life changes. Fidelity also assists in opening retirement accounts, such as Traditional, Roth, and Rollover IRAs, and provides information on contribution limits, tax considerations, and withdrawal strategies.

One of the key features of Fidelity's retirement services is the ability to consolidate former employer-sponsored plans, such as 401(k)s, into a single account without taxes or penalties. This simplifies retirement savings and helps individuals keep more of their earnings. Fidelity also offers managed account services for those seeking professional management of their retirement funds.

Fidelity's retirement tools and resources are designed to empower individuals to make informed decisions about their financial future. They provide guidance on savings strategies, investment options, and estate planning. Additionally, Fidelity assists customers in navigating life's major milestones, ensuring they feel confident and prepared for what lies ahead.

Fidelity's retirement services are complemented by their cash management products, which help individuals spend and save smarter, aligning their finances with their retirement goals. With a focus on putting customers first, Fidelity offers no-fee or minimum brokerage accounts, making it easier for individuals to achieve their retirement aspirations.

Wealth management

Fidelity's wealth management services are designed to help individuals grow and protect their wealth. They offer customized plans tailored to meet the unique needs and goals of their clients. Whether it's saving for retirement, a new home, or a child's education, Fidelity's dedicated advisors work closely with their clients to develop strategies that align with their financial objectives.

The company provides a wide range of investment choices, including stocks, options, exchange-traded funds (ETFs), and mutual funds. They also offer retirement services, such as 401(k) plans, and life insurance. Fidelity's brokerage services give clients the flexibility to manage their investments independently or with the assistance of their advisors.

Fidelity's investor centers, located across the United States, provide a convenient way for clients to connect with advisors and discuss their financial plans. These centers are open during business hours and offer appointments to suit individual needs. The company also provides online resources and tools to help clients manage their investments and make informed decisions.

In addition to traditional investment services, Fidelity has expanded into the world of cryptocurrency. They launched a separate entity dedicated to institutional cryptoasset custody and cryptocurrency trading, offering Bitcoin and Ethereum investment options within their 401(k) plans.

Financial planning

Fidelity's financial planning services are available through their network of investor centers located across the United States. These centers are open Monday through Friday, 8:30 a.m. to 5:00 p.m., and appointments can also be scheduled for added convenience.

Fidelity's financial planning process typically begins with understanding a client's financial goals, whether it's saving for college, a new home, or retirement. They offer a range of investment options, including stocks, ETFs, mutual funds, CDs, and more, to help clients reach their goals.

Fidelity's tools and resources enable clients to manage their own investments or seek guidance from Fidelity's advisors. The company provides intelligent tools, technology, and research to support informed investment decisions. Their brokerage accounts offer features such as $0 commission trades and powerful research and tools to enhance the investor's experience.

Additionally, Fidelity offers retirement planning services, helping clients manage their retirement planning independently or with guidance. They provide solutions like the Fidelity Roth IRA, which offers flexibility in saving for retirement while balancing long-term goals with short-term needs.

Fidelity's financial planning services also extend to small business retirement plans and health savings accounts. They assist small businesses in setting up 401(k) plans and provide support for pension administration, health and welfare administration, and stock plan administration.

Overall, Fidelity Investment Centers offer comprehensive financial planning services to help individuals and small businesses achieve their financial objectives through customized plans, investment strategies, and guidance tailored to their specific needs.

Frequently asked questions