Mutual Funds In The Philippines: Best Places To Invest

Mutual funds are a great way to invest in the Philippines, especially for beginners. They are affordable, convenient, and beginner-friendly. For as low as ₱1,000, you can invest with some of the biggest brands in the country and around the world.

Mutual funds are a type of investment company that pools money from many investors to create a large asset base. The fund is then managed by a professional fund manager who handles the portfolio and makes investment decisions on the investors' behalf.

There are several types of mutual funds available in the Philippines, including stock/equity funds, bond funds, balanced funds, and money market funds, each offering different levels of risk and potential returns.

Some of the top mutual fund companies in the Philippines include Sun Life, ATRAM, ALFM, Philam, and Philequity. These companies offer a range of funds with different investment strategies and risk profiles to suit the needs of various investors.

Investing in mutual funds in the Philippines can be done directly through the mutual fund company or indirectly through fund supermarkets, which provide a more convenient and efficient way to invest in multiple mutual funds on a single platform.

Sun Life Asset Management

SLAMCI is the fund manager and distributor of the Sun Life Prosperity Funds, which are built with the Filipino investor in mind. These funds cater to different types of investors, from conservative to aggressive.

• The Conservative Investor: You want your capital intact and accessible and are willing to accept stable returns.
• The Moderate Investor: You prefer capital stability with modest income and are willing to accept minimal volatility.
• The Balanced Investor: You are willing to accept volatility in your financial investment to achieve income and capital growth.
• The Aggressive Investor: You are willing to accept significant volatility to maximise the potential returns of your financial investment.

SLAMCI is regulated by the Securities and Exchange Commission (SEC) and has consistently been awarded by the Philippine Investment Funds Association (PIFA) for various fund performances.

For queries or assistance, you can contact them through the following:

• SUNLINK Client Care: (+632) 8849-9888
• Email: [email protected]
• Address: Sun Life Centre, 8th Avenue corner Rizal Drive, BGC, Taguig City, Philippines

ATR Asset Management

ATRAM operates through ATR Asset Management, Inc. (ATRAM MF) and the ATRAM Trust Corporation. The group manages portfolios consisting of mutual funds, trust assets, insurance portfolios, and real estate for proprietary and third-party clients. ATRAM provides investment opportunities for both institutional clients and retail customers.

ATRAM is located in Makati, Metro Manila, at 8 Rockwell Bldg., Hidalgo Drive, Rockwell Center. The company is regulated by the Securities and Exchange Commission (SEC) in the Philippines.

ATRAM offers a range of investment options, including mutual funds, which are suitable for those seeking a beginner-friendly way to grow their money through passive income. Mutual funds in the Philippines are managed by fund managers who handle the investor's portfolio and make investment decisions on their behalf. This allows individual investors to access equities, bonds, and other securities, receiving equal shares in the gains or losses of the fund.

BPI Investment Management

BPI Wealth, a subsidiary of the Bank of the Philippine Islands (BPI), offers a wide range of investment products and services to help Filipinos achieve their financial goals. With a history dating back to the early 1960s, BPI Wealth has established itself as a leading stand-alone trust corporation in the country.

Here's what you need to know about BPI Investment Management:

Investment Philosophy

BPI Wealth's investment philosophy is guided by three fundamental principles: Long-Term Focus, Value Orientation, and Risk Management. The company aims to deliver above-average risk-adjusted returns by employing a strict multi-strategy orientation.

Expertise and Track Record

BPI Wealth boasts a large team of experienced investment professionals who utilize advanced technology for portfolio management, risk management, investment accounting, and investment planning. As of December 2021, BPI Wealth managed over Php 882 billion in assets, translating to an 18% market share of the total trust industry.

Investment Solutions

BPI offers a diverse range of investment options, including:

• Fixed Income Securities
• Unit Investment Trust Funds (UITFs)
• Corporate and Government Bonds
• Stock Investments

Accessibility

BPI makes it convenient for customers to start their investment journey. With a low minimum investment requirement of Php 1,000 or USD 100, individuals can open an investment account through the BPI Mobile app.

Customer Support

BPI provides expert financial advice to its customers, helping them build stable portfolios that match their risk profiles. The BPI Contact Center is available 24 hours a day to answer any inquiries or provide assistance.

Regulation and Recognition

BPI Wealth is regulated by the Bangko Sentral ng Pilipinas and is authorized to provide trust and fiduciary services. It is also recognized as a multi-awarded fund house by prestigious local and global institutions in the investment management community.

In summary, BPI Investment Management offers a comprehensive suite of investment solutions backed by a strong track record, experienced professionals, and a customer-centric approach. With BPI, individuals can take advantage of accessible and diverse investment opportunities to work towards their financial aspirations.

Philequity Management

The flagship Philequity Fund, Inc. has garnered multiple awards from local and foreign agencies for its consistent track record of outstanding returns and risk-adjusted performance relative to its peers. Other funds managed by PEMI, such as the Philequity PSE Index Fund, Inc., Philequity Dividend Yield Fund, Inc., Philequity Peso Bond Fund, Inc., and Philequity Dollar Income Fund, Inc., have also earned several awards in their respective categories.

PEMI offers a range of mutual funds that cater to different investment needs and goals. These funds include:

• Philequity Alpha One Fund
• Philequity Dividend Yield Fund
• Philequity Dollar Income Fund
• Philequity MSCI Philippines Index Fund
• Philequity Peso Bond Fund
• Philequity PSE Index Fund

These funds provide investors with access to various assets, including stocks, bonds, and other securities, offering diversification and the potential for higher returns.

Investing in mutual funds with Philequity Management offers several benefits, such as low minimum investment requirements, professional money management, good diversification, and liquidity. It is important to note that mutual funds also come with certain disadvantages, such as fees and charges, less control over the portfolio, and potential risks of losing money. However, with Philequity Management's expertise and range of mutual funds, investors can be guided in making informed decisions to maximise their gains while minimising risks.

First Metro Asset Management

• Save and Learn F.O.C.C.U.S. Dynamic Fund
• First Metro Exchange-Traded Fund
• Save and Learn Philippine Index Fund
• Save and Learn Equity Fund
• First Metro Consumer Fund
• Save and Learn Balanced Fund
• Save and Learn Dollar Bond Fund
• Save and Learn Money Market Fund
• Save and Learn Fixed Income Fund

Frequently asked questions