Fidelity Investments Advisor Minimum Production Requirements Explained

Fidelity Investments offers a range of investment advisory services, including access to a team of advisors, a dedicated advisor with a supporting team, and digital investing with access to coaching. The minimum investment required for these services varies, starting from $101 for Fidelity's investment advisory services, $0 for Fidelity Go, $5,000 for Fidelity Managed FidFolios, $50,000 for the Fidelity Advisory Services Team, $500,000 for Fidelity Wealth Management, and $2 million for Fidelity Private Wealth Management. These services provide varying levels of support, customisation, and access to advisors, with the higher minimum investment options typically offering more comprehensive services and dedicated advisors.

Fidelity offers a robo-advisor service, which uses technology to automate investing based on information provided by the investor

Fidelity Go is a digital financial service that allows investors to answer a few questions, and then the platform will build a strategy to meet their needs. Fidelity Go monitors the markets and automatically rebalances the portfolio to keep investors on track. There is no minimum amount required to open a Fidelity Go account. However, to invest according to the chosen investment strategy, the account balance must be at least $10.

Fidelity Go offers tiered pricing based on the account balance. There is no advisory fee for balances under $25,000, and a 0.35% advisory fee for balances of $25,000 or more. There are no trading, transaction, or rebalancing fees.

Once an investor's Fidelity Go account reaches $25,000, they will have access to unlimited 30-minute coaching calls with trained advisors. These calls can cover budgeting, managing debt, retirement planning, and more.

Fidelity Go was awarded the Best Robo out of ten online brokers in 2023 by Kiplinger's magazine. The award was based on a survey of investment offerings, level of advice, account minimums, and annual fees.

Fidelity Wealth Management offers a dedicated advisor and support team for a minimum investment of $50,000

Fidelity Wealth Management is an advisory service offered by Fidelity Wealth Services and/or Fidelity Strategic Disciplines for a fee. It offers customized planning and investment management services, tailored to the client's full financial picture and led by a dedicated advisor with support from a team of specialists.

The dedicated advisor works with the client to create a personalized investment plan, taking into account their personal and financial goals, spending and cash flow, financial protection, growth, and investment preferences. This plan serves as a guide for decision-making and provides the advisor with information to devise an appropriate asset allocation strategy.

Additionally, the advisor can help identify opportunities to protect and grow the client's assets, such as tax-loss harvesting, retirement income planning, tax-smart withdrawals, Roth IRA conversions, and health savings accounts. They also build a relationship with the client to better understand their needs and adjust the plan as circumstances change.

Fidelity Wealth Management is a comprehensive service that offers planning, advice, and investment management solutions to help clients grow and protect their wealth. The minimum investment requirement of $50,000 makes it accessible to a wide range of investors seeking dedicated financial guidance.

Fidelity Go is a robo-advisor service with no minimum investment amount and no fee for accounts under $10,000

Robo-advisors are digital financial services that use technology to automate investing based on information provided by the user about themselves and their financial situation. Fidelity Go takes this information and suggests an investment strategy, which it then implements on the user's behalf. This includes buying and selling investments to maintain the chosen investment strategy, and investing any contributions made over time.

Fidelity Go also offers financial coaching sessions with trained advisors once a user's account reaches $25,000. These sessions can cover budgeting, managing debt, retirement planning, and more.

Fidelity Go is a good option for those who want a simple, low-cost way to start investing. It is a digital service, so users can access it from their computers, smartphones, or tablets. The service is also highly rated, having been awarded the title of Best Robo out of ten online brokers in 2023.

Fidelity also offers other investment services with minimum investments, such as Fidelity Managed FidFolios® (minimum investment of $5,000), Fidelity Advisory Services Team (minimum investment of $50,000), and Fidelity Wealth Management (minimum investment of $500,000).

Fidelity offers a range of investment options, including stocks, bonds, mutual funds, and ETFs

Fidelity offers a wide range of investment options, including stocks, bonds, mutual funds, and ETFs.

Fidelity's investment options are designed to cater to a diverse range of investors, from beginners to sophisticated day traders. For those who want a more hands-on approach, Fidelity offers stocks, bonds, and ETFs with zero commission fees. This means investors can buy and sell these securities without paying any transaction fees, which is a significant advantage for active traders.

Fidelity also has an extensive selection of mutual funds, which are a popular choice for those seeking a more passive investment strategy. The company offers four zero-expense-ratio, zero-minimum-investment index funds, providing investors with a cost-effective way to diversify their portfolios. Additionally, Fidelity offers a large selection of mutual funds with no transaction fees, including hundreds of funds from other companies.

For investors who want a more personalized approach, Fidelity offers access to a team of advisors through their Fidelity Advisory Services. This service provides investors with dedicated support and guidance to help them align their investment strategies with their financial goals. The minimum investment for this service is $50,000.

Fidelity also offers a digital investment management service called Fidelity Go, which uses a robo-advisor to build and manage a personalized investment strategy based on an investor's financial goals and risk tolerance. This service has no minimum investment amount and offers fee-free investment management for accounts under $10,000.

Overall, Fidelity's range of investment options provides investors with numerous choices to build a portfolio that suits their needs, whether they prefer a more active or passive investment approach.

Fidelity's advisory services include portfolio management, annual reviews, and tax-smart investing techniques

Fidelity offers a range of advisory services to its clients, including portfolio management, annual reviews, and tax-smart investing techniques.

Fidelity's advisory services team is available through Fidelity Wealth Services, a non-discretionary financial planning and investment management service. This service provides access to a team of advisors by phone or video, who will work with clients to ensure their investment strategy is aligned with their goals. The minimum investment for this service is $50,000.

Fidelity also offers dedicated advisor services through its Wealth Management and Private Wealth Management programs. These services provide customized planning and investment management for clients' full financial picture. The Wealth Management service has a minimum investment of $500,000, while the Private Wealth Management service is for clients with a minimum of $2 million managed through Fidelity Wealth Services and $10 million in total investable assets.

Fidelity's tax-smart investing techniques are designed to help clients keep more of their money invested and working for them. These strategies go beyond purchasing tax-efficient investments or conducting year-end tax-loss harvesting. Fidelity considers clients' personal tax rates, purchase dates, and individual gains and losses on every position in their account when making trades. They also employ a number of tax-smart investing strategies throughout the year, such as tax-loss harvesting, managing capital gains, and investing in municipal bond funds or ETFs.

In addition to these advisory services, Fidelity also provides digital investing with access to coaching for clients with a balance of $25,000 or more. They also offer a range of planning tools, such as tracking spending and debt, finding opportunities to grow savings, and making changes to financial plans.

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