Making Mortgage Payments: Wells Fargo Guide

Making a Wells Fargo mortgage payment is simple and can be done in several ways. Wells Fargo offers its customers a variety of payment methods, including online, by phone, or by mail. Customers can also choose to set up automatic, electronic withdrawals that can be timed to their payday cycle. Wells Fargo also provides a personalized mortgage dashboard, which allows customers to view their statements, set up alerts, and more. For those who are experiencing financial difficulties, Wells Fargo offers mortgage payment assistance and can connect customers with a home preservation specialist to review their options.

Online payments

You can make Wells Fargo mortgage payments online by signing on to Wells Fargo Online and selecting your Mortgage account. From there, select the "Explore Dashboard" option. This will take you to your Dashboard homepage, where you can access a simple navigation bar at the top to view key information about your home, loan, and neighborhood. To make a payment, select the "Transfer & Pay" tab and choose the "Pay WF Accounts" option.

You can also enroll in Wells Fargo Online at no additional cost to schedule one-time and recurring payments. To do this, you will need to use your Wells Fargo Online username and password. Once enrolled, you can sign in and use the "Make Payment" screen to schedule automatic, electronic withdrawals that can be timed to your payday cycle. Payments can be made weekly, every two weeks, or twice a month. However, please note that these options may be treated as partial payments and may not be applied to your mortgage until the full payment is received.

If you choose the weekly or every-other-week option, withdrawals in addition to the amount needed to cover your monthly mortgage payments will occur 2 to 5 times per year. This can help you pay off your mortgage faster, as any extra withdrawals will go directly to your principal balance once your mortgage is paid ahead by one month. On the other hand, twice-a-month withdrawals will not reduce your principal loan balance.

Wells Fargo also offers a personalized mortgage dashboard with innovative tools to help you feel more at home with your loan. You can use this dashboard to get a clear snapshot of your mortgage and explore payoff scenarios using a customized calculator.

Payment by phone

Wells Fargo offers a variety of payment methods for your home mortgage. You can pay by phone, online, by mail, or in person at a Wells Fargo branch.

To make a payment by phone, call 1-800-357-6675. This line is open 24 hours a day, 7 days a week. You can also call the Customer Service team on the same number, Monday to Friday, 7:00 am-10:00 pm, or Saturday, 8:00 am-2:00 pm Central Time.

You can also call 1-866-386-8519 to pay by phone, but you must first read and agree to the Terms and Conditions.

If you need help with your mortgage payments, you can call 1-800-678-7986 to speak to a home preservation specialist.

Payment by mail

To make a Wells Fargo mortgage payment by mail, you will need to refer to your welcome letter, which will contain the payment address. This can be found in the Important Information box.

You can also send a payment by post to your local Wells Fargo branch. You can find your nearest branch by visiting the Wells Fargo website.

If you are facing payment challenges, you can call Wells Fargo on 1-800-678-7986 to speak to a home preservation specialist. You can also call 1-800-357-6675 to make a payment by phone.

Wells Fargo also offers an automatic payment program, where you can set up automatic withdrawals from your checking account each month. You can also pay by wire transfer, check, and Bill Pay.

Payment by fax

Wells Fargo offers a variety of payment methods for your home mortgage account. To pay by fax, you will need to download and complete the enrollment form (PDF) and fax it to 1-866-287-6241.

You can also make your Wells Fargo mortgage payment online, by phone, or by mail. To pay online, sign on to your Wells Fargo account and use the Transfer & Pay tab to Pay WF Accounts. To pay by phone, read and agree to the Terms and Conditions, then call 1-866-386-8519. To pay by mail, send your payment to the payment address listed in the important information box in your welcome letter.

Note that if you make your payments by check, Wells Fargo Bank, N.A. will clear the check electronically, and it will appear on your bank statement as an electronic withdrawal. You can also enroll in Wells Fargo Online at no additional cost to schedule one-time and recurring payments.

Payment scams

Wells Fargo offers its customers several options to make their mortgage payments. These include:

• Mailing a check to the payment address listed in the welcome letter.
• Enrolling in Wells Fargo Online at no additional cost, and scheduling one-time and recurring payments.
• Scheduling automatic, electronic withdrawals that can be timed to your payday cycle.

It is important to be cautious of scams when making mortgage payments. Wells Fargo has provided the following warnings and guidance to its customers:

Wells Fargo has warned its customers of potential scams and has advised them to never send a mortgage payment to a company except the one listed on their monthly mortgage statement. They have also advised customers to beware of anyone offering foreclosure rescue or prevention options for a fee. Wells Fargo does not charge a fee for obtaining information about foreclosure prevention options. In addition, Wells Fargo customers should be cautious of bank imposter scams that may involve sending money using Zelle or wires. It is important to only use Zelle to send money to trusted individuals as neither Wells Fargo nor Zelle offers purchase protection for payments made through Zelle.

Wells Fargo has also provided guidance to customers who believe they have been scammed. They advise customers to call their counselling service and inform them of the situation. They also provide a dedicated phone number to report fraud or suspicious activity. Customers can also visit their resource page for more information on preventing identity theft.

In addition to the guidance provided by Wells Fargo, there are some general precautions that individuals can take to protect themselves from payment scams. These include:

• Verifying all instructions and contact information before wiring funds.
• Being cautious of unsolicited letters or emails offering mortgage-related products or services, as in some cases, bankers have enrolled customers in services without their approval.
• Reporting any suspicious activity or potential scams to the relevant authorities.

Frequently asked questions