Requesting A Payoff Statement: United Wholesale Mortgage Guide

If you're looking to request a payoff statement from United Wholesale Mortgage (UWM), the largest wholesale mortgage lender in the United States, you have a few options. You can either set up an automatic debit from your checking or savings account, or use the UWM loan servicing website to make payments. Additionally, UWM offers a mortgage loan servicing webpage for online payments, which requires your loan number or your last name and the last four digits of your Social Security number to access. If you prefer, you can call the UWM Support Line during business hours at 888-464-2432 to request a payoff statement, although an expedited delivery fee of up to $5 may apply. The expected turnaround time for payoff requests is 1-4 business days.

Requesting a payoff quote

To request a payoff quote from United Wholesale Mortgage (UWM), you can either call the UWM Support Line on 888-464-2432 during business hours or use their website. The expected turnaround time for payoff quote requests is 1-4 business days, and an expedited delivery fee of up to $5 may apply for each quote sent via the web.

When calling the support line, you will be given the option to securely access your account. If you are a new customer, you can say "new customer," and you will be transferred to the correct department. Please note that calls may be recorded for quality purposes.

Alternatively, you can access your account online by entering your loan number or the last four digits of your SSN. Once you have accessed the servicing website, you will need to enter your servicing loan number to view your account information. From here, you can request a payoff quote.

If you have any issues with your payoff quote, you can contact the UWM corporate escalation team. They can be contacted via fax or at a physical address, as they do not have a phone number or email address.

Online payment

To request a payoff statement from United Wholesale Mortgage (UWM), you can call 888-464-2432 during business hours. There is an option to expedite the delivery of your payoff quote for a fee of up to $5.

United Wholesale Mortgage offers a convenient way to make your mortgage payments online through their loan servicing website. Here are the steps to make an online payment:

• Login to Your Account: Visit the UWM loan servicing website and log in to your account using your United Wholesale Mortgage login credentials. You will need to provide your loan number or your last name and the last four digits of your Social Security number to access your account.
• Enroll in Automated Payment (ACH): Once you are logged in, you can enroll in the company's Automated Payment (ACH) program. This will allow your monthly mortgage payments to be automatically deducted from your checking or savings account. You can also specify the bank account from which you would like the payment to be deducted.
• Make a One-Time Payment: If you prefer not to enroll in the ACH program, you can still use the loan servicing website to make one-time payments on your mortgage. Simply log in to your account and navigate to the payment section to make your payment.
• View Account Information: In addition to making payments, the UWM loan servicing website allows you to view various account details. You can access your mortgage statement, tax details, insurance information, and other mortgage-related documents at any time.
• Biweekly AutoPay: United Wholesale Mortgage also offers a Biweekly AutoPay option, which allows you to make half of your monthly mortgage payment every two weeks. This can result in you making the equivalent of one extra monthly payment per year, potentially helping you pay off your mortgage faster and reduce the overall interest paid.
• Payment Options: United Wholesale Mortgage accepts various payment methods, including online payments through their website, payments by phone, mailed payments, and payments through Western Union or MoneyGram. Choose the option that is most convenient and accessible for you.

By following these steps, you can easily make your United Wholesale Mortgage payments online and take advantage of the convenience and flexibility offered by their loan servicing website.

Phone payment

To request a payoff statement from United Wholesale Mortgage (UWM) over the phone, you can follow these steps:

• Call the UWM Support Line at 888-464-2432 during business hours.
• If you do not want the call to be recorded for quality purposes, press star. Otherwise, stay on the line.
• Follow the prompts to securely access your account. If you are a new customer, say "new customer" when prompted.
• Provide the necessary information, such as your loan number or the last four digits of your social security number, to verify your account.
• Once you have accessed your account, clearly state your request for a payoff quote or statement.
• Confirm any applicable fees for the payoff quote. An expedited delivery fee of up to $5 may apply for each quote sent via web.
• Note the expected turnaround time for payoff requests, which is typically 1-4 business days for UWM.

Alternatively, if you are unable to reach UWM due to system issues or other reasons, you can try calling the Servicing Department and asking about the number of active accounts under your name and social security number. This may provide you with information about your payoff status or any pending issues.

Mailing a payoff

To request a payoff statement from United Wholesale Mortgage (UWM), you can call 888-464-2432. This is the UWM Support Line, and it can be used to request a loan payoff statement. There is an expected turnaround time of 1-4 business days for payoff requests. An expedited delivery fee of up to $5 may apply to each payoff quote sent.

Alternatively, you can mail your payoff statement. To do this, include the detachable coupon from the bottom of your latest monthly statement, along with your check or money order, in an envelope addressed to United Wholesale Mortgage. Once your payment is received, it may take a few days to reflect on your account, but the official payment date will be the date it is received. If your payment arrives on a holiday, it will be posted to your account the next business day but credited for the date of arrival.

If you don't have a payment coupon, include the posting instructions on a separate note with your payment. Posting instructions written on the check or other forms of payment will not be followed. If posting instructions are not received or are not included on a separate note, your payment will be applied according to your payment hierarchy plan.

Expected turnaround time

The expected turnaround time for a payoff request to United Wholesale Mortgage (UWM) is 1-4 business days. If you are a UWM customer, you can request a payoff quote by logging into your online account. You will receive your quote by the delivery method you select within the timeframe provided.

If you are a third party acting on behalf of a UWM customer, you can contact UWM to request a payoff quote if the customer has already authorized you, either online or by completing the Third Party Authorization Form.

You can also request a payoff statement by calling UWM's support line at 888-464-2432. This call may be recorded for quality purposes. If you do not want this call to be recorded, press star. Otherwise, please stay on the line.

If you are having trouble with your payoff request, you can try checking your closing statement and the payoff amount in your loan documents. You can also review your Closing Disclosure and request a copy of the payoff statement used in your transaction from the Title Company. This statement will have a "good-through" or "interest good until" date on it with a dollar amount. If the dollar amount is higher than the amount on your Closing Disclosure, it is possible that there was not enough interest added to the payoff, resulting in insufficient funds to secure a lien release.

In this case, you can call UWM and ask for the Servicing Department. Inquire about the number of active accounts under your name and social security number. You may also need to contact the mortgage servicer, such as Mr. Cooper, to resolve any issues related to your payoff request.

Frequently asked questions