Inaya Mclaughlin
Athene Annuity is a fixed indexed annuity that allows customers to tie their assets to a market index available through Athene. The annuity offers tax deferral and growth potential linked to one or more underlying indexes while providing downside protection from market declines. It is different from a 401k in that it is not FDIC insured and has a different fee schedule.
What You'll Learn
Tax deferral
Athene’s Fixed Indexed Annuities offers tax-deferred growth potential linked to one or more underlying indexes while providing downside protection from market declines. Additionally, have competitive lifetime income options. Athene’s Fixed Annuities provides guaranteed growth based on a predetermined interest rate (like a CD rate) with protection from stock market loss and the opportunity to provide a guaranteed income stream in retirement (optional).
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Guaranteed growth
Athene Annuity offers guaranteed growth based on a predetermined interest rate (like a CD rate) with protection from stock market loss and the opportunity to provide a guaranteed income stream in retirement (optional). Athene Annuity and Life Company is not a bank and is not FDIC insured. However, Athene’s Fixed Annuities are backed by the claims-paying ability of Athene Annuity and Life Company.
The Athene Performance Elite is another fixed indexed annuity with a maximum issue age of 83 that comes in two versions: Base and Plus. Each of these still provides annuitants the chance to take advantage of index-based returns, along with an annually renewing fixed account for those that want a more risk-averse approach.
The Athene Agility annuity is a fixed indexed annuity with a $10,000 minimum investment and a maximum issue age of 83. These annuities allow customers to tie their assets to a market index available through Athene. So while your returns are dependent on how your chosen index performs, it isn’t literally invested in the market like a normal investment would be.
Athene Annuity offers several different riders that can provide additional protection for your investment. Overall, Athene Annuity is a solid choice for anyone looking for a reliable and reputable annuity company.
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Protection from market decline
Athene Annuity offers protection from market decline through its Fixed Indexed Annuities, which provide tax-deferred growth potential linked to one or more underlying indexes. This means that even if the market declines, your investment is still protected by the guaranteed growth based on a predetermined interest rate.
The Athene Agility annuity is a fixed indexed annuity that allows customers to tie their assets to a market index available through Athene. While your returns are dependent on how your chosen index performs, it isn’t literally invested in the market like a normal investment would be. This means that even if the market declines, your investment is still protected by the fixed account, with rates updating each year.
Additionally, Athene Annuity offers several different riders that can provide additional protection for your investment. The Athene Performance Elite is another fixed indexed annuity that comes in two versions: Base and Plus. Each of these still provides annuitants the chance to take advantage of index-based returns, along with an annually renewing fixed account for those that want a more risk-averse approach.
The Athene Ascent Pro is a fixed indexed annuity with a maximum issue age of 80. This contract comes in 7- and 10-year versions, with differing interest rates, index rates and withdrawal schedules for each.
Overall, Athene Annuity is a solid choice for anyone looking for a reliable and reputable annuity company.
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Competitive lifetime income options
Athene Annuity offers competitive lifetime income options through its fixed indexed annuities, which provide tax-deferred growth potential linked to one or more underlying indexes while protecting against market declines. These annuities offer guaranteed growth based on a predetermined interest rate, protection from stock market loss, and the option to provide a guaranteed income stream in retirement.
The Athene Performance Elite is a fixed indexed annuity with a maximum issue age of 83 that comes in two versions: Base and Plus. The Plus account offers a premium bonus of up to 6%, which is available in most states, with residents of specific states receiving a 5% benefit.
The Athene Agility annuity is another fixed indexed annuity with a $10,000 minimum investment and a maximum issue age of 83. It allows customers to tie their assets to a market index available through Athene, with returns dependent on the chosen index's performance. Available indexes include the S&P 500, BNP Paribas Multi Asset Diversified 5 Index, Nasdaq FC Index, and AI Powered US Equity Index.
The Athene Ascent Pro is a fixed indexed annuity with a maximum issue age of 80, available in 7- and 10-year versions with differing interest rates, index rates, and withdrawal schedules.
Athene Annuity also offers several riders that provide additional protection for your investment, making it a solid choice for anyone seeking a reliable and reputable annuity company.
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Downside protection
Athene Annuity offers downside protection from market declines and stock market loss. Athene Annuity and Life Company is not a bank and is not FDIC insured. However, Athene’s Fixed Annuities are backed by the claims-paying ability of Athene Annuity and Life Company.
The Athene Agility annuity is a fixed indexed annuity with a $10,000 minimum investment and a maximum issue age of 83. These annuities allow customers to tie their assets to a market index available through Athene. So while your returns are dependent on how your chosen index performs, it isn’t literally invested in the market like a normal investment would be.
The Athene Performance Elite is another fixed indexed annuity with a maximum issue age of 83 that comes in two versions: Base and Plus. Each of these still provides annuitants the chance to take advantage of index-based returns, along with an annually renewing fixed account for those that want a more risk-averse approach.
Athene Annuity offers several different riders that can provide additional protection for your investment. Overall, Athene Annuity is a solid choice for anyone looking for a reliable and reputable annuity company.
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Frequently asked questions
The Athene Annuity is a fixed indexed annuity that allows customers to tie their assets to a market index available through Athene.
A 401k is a retirement savings plan that allows employees to save and invest a portion of their paycheck prior to taxes being taken out.
The Athene Annuity is a fixed indexed annuity that ties assets to a market index, while a 401k is a retirement savings plan that allows employees to save and invest a portion of their paycheck.
The Athene Annuity offers tax deferral, growth potential linked to underlying indexes, downside protection from market declines, and competitive lifetime income options.
A 401k offers tax advantages, employer contributions, and a wide range of investment options.
