Obtaining Your Mutual Fund Investment Statement: A Guide

Monitoring your mutual fund investments is important, and a consolidated account statement (CAS) offers a single view of all your investments, making it easy to track. Investors can obtain their CAS from the CAMS and KFintech online platforms, which provide a consolidated statement of current holdings across all mutual funds. The process involves registering your email address, creating a password, and receiving an encrypted statement via email. This statement can be accessed through a single window, providing a comprehensive overview of your mutual fund investments. It is recommended to have an online portfolio tool for effective monitoring, which offers additional benefits such as capital gains, scheme comparison tools, and alerts.

Using CAMS Online

To get your mutual fund investment statement online, you can use CAMS, which stands for Computer Age Management Services, a SEBI-registered Registrar & Transfer (R & R&T) Agency.

• Log onto the CAMSonline portal.
• Click on 'Investor Services' on the top menu bar.
• Then, click on the 'Mailback Services' tab on the left side of the menu.
• Next, select 'Consolidated Account Statement – CAMS+Karvy+FTAMIL+SBFS'.
• Provide a valid email address and choose a password. Please note that this password should not be your email address password. CAMS will use this password to encrypt the file that will be sent to you.
• After following these steps, you will receive your account statements at the registered email address within an hour.
• To open and view the file, enter the password you created earlier.

Additionally, if you do not want a Consolidated Account Statement (CAS), you can select the 'Single Folio Account Statement' option from the list. This will provide you with a statement for a specific portfolio instead of a combined statement for all your portfolios.

CAMSonline also offers other features such as tracking your Mutual Fund portfolio, purchasing, redeeming, or switching funds, and starting a Systematic Investment Plan (SIP).

Via the MFCentral portal

MFCentral is a unified services gateway for all your mutual fund needs. It is a highly secure platform with multiple layers of protection and data encryption to perform your mutual fund transactions. MFCentral is the product of a collaborative initiative between Computer Age Management Services Ltd (CAMS) and KFin Technologies Ltd (KFintech). The platform provides investors with a consolidated account statement (CAS) showing their current holdings across all mutual funds.

To access the MFCentral portal, you need to visit mfcentral.com and log in or sign up for an account using your Permanent Account Number (PAN) and either your email or mobile phone number. If you are signing up, you will be required to create a password and answer several security questions, which you should memorise for future logins.

Once you have successfully logged in, you will be able to view and download your mutual fund portfolio and CAS. To do this, navigate to the “Statements” section and select the type of CAS you want, either a summary or a detailed statement. Then, enter the desired date for the statement and download your CAS. You can also choose the period for your statement, such as the current financial year, previous financial year, or a specific period (not exceeding 365 days).

MFCentral simplifies the process of generating a CAS, allowing you to access all your mutual fund investments in one place. The platform covers all your Mutual Fund Folios with the same PAN/PEKRN and Registered Mobile Number, offering portfolio coverage across all such Folios in Demat or Non-Demat forms.

With the help of Registrar and Transfer Agents (RTA)

Registrar and Transfer Agents (RTAs) are private firms registered with the Securities and Exchange Board of India (SEBI). They facilitate record maintenance for mutual fund companies, acting as a single-window reference for investors. This means that investors can collect all mutual fund investment-related information from RTAs.

RTAs keep track of investors' transactions in mutual funds, including buying, redeeming, switching in or out, changing bank mandates, updating personal information, and more. They are equipped with professional skills for the maintenance of investor and Asset Management Company (AMC) data. All transactions of an investor are maintained by one organisation, even if they have invested with multiple AMCs.

RTAs offer their services through portals, enabling investors to seamlessly transact with mutual fund companies. They also provide statement generation services, such as Consolidated Account Statements (CAS), portfolio valuation statements, transaction details of a single folio, and gains statements.

To obtain a statement, investors can place a service request with an RTA. They can also request changes to their bank mandate, consolidation of investor folios, updates to their records, and more.

Some popular RTA companies in India include SAG RTA, 3i Infotech Ltd., Computer Age Management Services (CAMS), and Karvy. These companies offer RTA services to financial institutions, mutual fund companies, and investors.

By creating a login on the mutual fund website

To access your mutual fund investment statement, you can create a login on the mutual fund website. Here's a step-by-step guide:

Step 1: Visit the Mutual Fund Website

Go to the website of the mutual fund company you have invested with. Look for the investor or customer login section on the website.

Step 2: Register and Create an Account

If you haven't already, you will need to register and create an account. Look for a "Register" or "Sign Up" button or link on the login page. Provide the required information, such as your name, email address, and a secure password. You may also need to provide additional information, such as your PAN number, mobile number, or other personal details for verification purposes.

Step 3: Log In to Your Account

Once you have registered, log in to your account using the credentials you created during the registration process.

Step 4: Navigate to the Account Statements Section

After logging in, look for a section or tab labelled "Account Statements," "Transaction History," or something similar. This is where you will be able to view and download your mutual fund investment statements.

Step 5: Select the Statement Period

You may be given the option to select a specific time period for your statement, such as the current financial year, previous financial year, or a custom date range. Choose the desired period to view statements for that timeframe.

Step 6: Download or View Your Statement

You should now be able to view and download your mutual fund investment statement. You may also have the option to receive the statement via email or through a mobile app. Be sure to save or print your statement for your records.

It's important to note that different mutual fund companies may have slightly different processes and website layouts. However, the general steps outlined above should provide a good framework for accessing your mutual fund investment statement by creating an account on their website. Always refer to the specific instructions provided by your mutual fund company for the most accurate guidance.

Through NSDL CAS

The NSDL Consolidated Account Statement (CAS) is a single statement of all your investments in the securities market, including equity shares, preference shares, mutual funds units, sovereign gold bonds, corporate bonds, debentures, securitized instruments, money market instruments, and government securities held in demat. It offers a systematic representation with pie charts and tables for ease in reading and evaluating your portfolio.

NSDL CAS provides a detailed summary of your investments across various asset classes. It enables investors to have a consolidated view of their financial assets and provides insights into their portfolio across various asset classes. NSDL CAS is issued monthly or half-yearly, depending on the frequency of transactions. If there are no transactions in a year, the CAS with all holding details is sent to the investor on a half-yearly basis.

To obtain your NSDL CAS, you can visit the NSDL website (https://nsdlcas.nsdl.com/) and click on the "Track Your CAS" tab to access your latest statement. Alternatively, you can send an email to [email protected] with the subject "Request for CAS" to receive a single consolidated statement of your different holdings.

It is important to note that NSDL CAS is sent to the address provided in the KYC form or the address available in the portfolio with the most recent transaction if the KYC has not been updated. Therefore, it is advisable to update your PAN and KYC details across all portfolios to ensure you receive your statements without issues.

Frequently asked questions