A Guide To Investing In Calvert Funds Wisely

Calvert is a leader in responsible investing with a history spanning over 40 years. The company offers a range of investment solutions for individuals, advisors, and institutions seeking competitive returns and positive impact.

Calvert's investment solutions cover a wide range of financial objectives, risk profiles, and investor priorities. Their funds cover various asset classes, including equity, income, alternative, and multi-asset strategies.

The company has a strong commitment to environmental, social, and governance (ESG) standards and engages with companies to drive positive change and improve shareholder value.

Calvert funds can be purchased through financial advisors or online brokers, with the process varying slightly between different brokerage firms and online broker-dealers.

Before investing in Calvert funds, it is important to assess your investment objectives, review the available options, and select the investments that align with your financial goals and ESG priorities.

How to invest in Calvert funds through a financial advisor

Calvert funds can be purchased through financial advisors or via online brokers. If you are planning to invest in Calvert funds through a financial advisor, here are some steps and considerations to keep in mind:

• Assess your investment objectives: Before meeting with your financial advisor, take time to review your financial goals, time horizon for the investment, risk tolerance, and any specific environmental, social, and governance (ESG) issues that are important to you. Knowing your investment objectives will help guide your advisor in selecting the most suitable Calvert funds for you.
• Discuss your options with your financial advisor: Financial advisors have access to a wide range of Calvert funds, including actively and passively managed equity, income, alternative, and multi-asset strategies. Your advisor can help you navigate the various options and recommend funds that align with your investment objectives.
• Understand the role of your financial advisor: Financial advisors are knowledgeable about responsible investing and can provide valuable insights. However, they may not always initiate conversations about ESG investing. Be proactive and ask your advisor how ESG strategies can be incorporated into your portfolio.
• Evaluate performance and impact: Contrary to common misconceptions, responsible investing does not compromise investment performance. In fact, ESG investing has been shown to be generally competitive with its non-ESG counterparts. Additionally, consider the positive impact your investments can have by supporting companies that address key ESG issues.
• Select your investments: Work closely with your financial advisor to determine which Calvert funds best align with your financial goals and ESG priorities. Communicate your interests in areas such as climate change, data security, or fossil fuel considerations, and let your advisor guide you in making informed investment decisions.
• Monitor and adjust your portfolio: Investing is an ongoing process. Regularly review your portfolio with your financial advisor to ensure it remains aligned with your investment objectives and risk tolerance. As your financial goals evolve or market conditions change, your advisor can provide guidance on adjusting your investment strategy accordingly.

By following these steps and working closely with your financial advisor, you can confidently invest in Calvert funds while incorporating your values and financial aspirations. Remember to stay engaged and informed about your investments, and don't hesitate to seek guidance from your advisor whenever needed.

How to invest in Calvert funds via an online broker

Calvert funds can be purchased through financial advisors or via online brokers. While each brokerage firm is different, many include selections from diversified families of responsibly invested mutual funds, encompassing active and passively managed equity, income, alternative and multi-asset strategies.

Step 1: Assess your investment objectives

Review your financial goals and the time horizon for the investment, as well as your tolerance for risk. In addition, you may want to take into account environmental, social and governance (ESG) issues that are important to you. For example, you may be interested in investments that examine the relevant risks and opportunities associated with climate change.

Step 2: Review your options

Companies like Calvert have an increasingly wide variety of products that consider ESG issues in their investment process. You may want to examine how an asset manager selects companies to invest in to see if they factor ESG issues into these decisions. You also may want to consider how an asset manager engages with companies and uses its proxy votes to facilitate change.

Step 3: Select your investments

Determine which investments are appropriate for achieving your financial goals. If you have a financial advisor, talk to them about your financial goals and ESG topics that are important to you. Financial advisors are becoming more knowledgeable about Responsible Investing, but may not be comfortable bringing the topic up themselves.

About Calvert

Calvert is an investment management company that is headquartered in Washington, DC, and is one of the largest responsible investment companies in the United States. It offers a full range of Responsible Investing solutions for individuals, advisors and institutions seeking competitive returns and positive impact.

Calvert's ESG and responsible investing approach

Calvert has been a leader in responsible investing for over 40 years. It has one of the industry's largest and most diverse teams of ESG professionals, spanning research, engagement, and investment solutions.

Calvert's research is distinguished by its breadth and depth, industry-specific expertise, and focus on materiality. By evaluating a company's ability to navigate financially material ESG issues, Calvert identifies investment opportunities and risks that might otherwise not be apparent.

Calvert's ESG professionals actively work with companies on issues such as setting GHG reduction targets, improving diversity, and adopting water stewardship policies. The firm believes that working directly with the companies it invests in can drive positive change and improve shareholder value.

Calvert offers a full range of responsible investing solutions for individuals, advisors, and institutions seeking competitive returns and positive impact. Its investment solutions cover a wide range of financial objectives, risk profiles, and investor priorities.

Calvert's responsible allocation models offer an easy and practical approach to building diversified, ESG-focused portfolios. The firm also provides separately managed accounts, which offer clients greater control over their investments and taxes.

Calvert's passive indices include companies based on its Principles for Responsible Investment and the results of a comprehensive research system. Its active investment strategies, on the other hand, give priority to these principles as they seek superior risk-adjusted financial returns relative to market benchmarks.

Calvert's research system has developed an innovative method by coupling increasingly available ESG data with classic financial analysis. This allows the firm to quantitatively rate and rank companies within their respective industries and across the entire investment universe in absolute terms.

Calvert's history and milestones

Calvert Research and Management, an investment management company headquartered in Washington, DC, was established in 1976 by co-founders Wayne Silby and John Guffey. The company is currently led by John Streur, its President and Chief Executive Officer.

In 1976, Silby and Guffey launched the first variable-rate fund in the US. This was followed by the introduction of the Calvert Social Investment Fund (CSIF) in 1982, which was the first mutual fund to oppose Apartheid. In 1986, Calvert became one of the first mutual fund groups to sponsor a shareholder resolution, filing with the Angelica Corporation and identifying the potential financial impact of a labour management issue.

In 1988, Calvert founded the Calvert Foundation, a separate 501(c)(3) nonprofit organisation with the goal of investing directly in underserved communities. The foundation is legally separate from Calvert Investments but maintains a close relationship.

In 1992, Calvert launched the World Values Fund, the first International SRI mutual fund. That same year, they started a Special Equities Program for high-impact social ventures, which was one of the first of its kind in the responsible investing field.

In 1998, Calvert received an advisory opinion from the US Department of Labor, stating that sustainable and responsible investment options are not inconsistent with fiduciary standards. This supported the inclusion of these investment options in defined contribution plans.

In 2000, Calvert introduced The Calvert Social Index, an unmanaged index that measures the performance of large, US-based sustainable and responsible companies. This was later renamed the Calvert US Large Cap Core Responsible Index in 2015.

Calvert expanded its investment strategies to address global sustainability challenges, launching the Global Alternative Energy Fund in 2007, the Global Water Fund in 2008, and the Emerging Markets Equity Fund in 2011. In 2013, they expanded their fixed-income mutual funds with the launch of the Calvert Green Bond Fund.

John Streur was selected as the company's next CEO in 2014. In 2015, Calvert launched the Principles for Responsible Investment, which guides their investment decisions by balancing the needs of financial and non-financial stakeholders.

In 2017, Calvert Investment Management (CIM) was purchased by Eaton Vance and replaced with Calvert Research and Management (CRM). Finally, in 2021, Morgan Stanley completed the purchase of Eaton Vance for $7 billion.

Calvert's range of funds

Calvert offers a wide range of funds to invest in, including:

• Calvert Small-Cap Fund
• Calvert Moderate Allocation Fund
• Calvert US Mid-Cap Core Responsible Index Fund
• Calvert Emerging Markets Equity Fund
• Calvert Mid-Cap Fund
• Calvert Global Energy Solutions Fund
• Calvert Conservative Allocation Fund
• Calvert Growth Allocation Fund
• Calvert International Opportunities Fund
• Calvert US Large-Cap Core Responsible Index Fund
• Calvert Global Water Fund
• Calvert International Responsible Index Fund
• Calvert Floating-Rate Advantage Fund
• Calvert US Large-Cap Growth Responsible Index Fund
• Calvert US Large-Cap Value Responsible Index Fund
• Calvert Emerging Markets Advancement Fund
• Calvert Global Real Estate Fund
• Calvert Focused Value Fund
• Calvert Mortgage Access Fund
• Calvert Global Equity Fund
• Calvert Emerging Markets Focused Growth Fund
• Calvert Global Small-Cap Equity Fund
• Calvert Small/Mid-Cap Fund
• Calvert Income Fund
• Calvert International Equity Fund
• Calvert Flexible Bond Fund
• Calvert Equity Fund
• Calvert Balanced Fund
• Calvert Ultra-Short Duration Income Fund
• Calvert Green Bond Fund
• Calvert Bond Fund
• Calvert Short Duration Income Fund
• Calvert Core Bond Fund
• Calvert High Yield Bond Fund
• Calvert Responsible Municipal Income Fund
• Calvert Research Indexes
• Calvert Exchange-Traded Funds
• Calvert Separately Managed Accounts
• Calvert Responsible Allocation Models

Calvert's funds cover a wide range of financial objectives, risk profiles and investor priorities.

Frequently asked questions