Vida Capital Fund: A Smart Investment Strategy

Vida Capital is an alternative investment products platform that offers investors a better rate of return on their investments. The company was formed and funded in 2009 by Jeff Serra and Austin Ventures, a venture capital firm with approximately $4 billion in assets under management. Vida Capital specialises in structuring, servicing, financing, and managing life settlement funds, asset-backed securities, and customised portfolios. Vida Capital also offers a Golden Visa Program, which provides investors from outside the European Union with permanent residency permits in Portugal and an EU passport. This program requires a one-time investment of 500,000€ in a regulated fund.

Investment options and requirements

Vida offers a range of investment options, including the Vida Property Fund, which provides a 'hands-off' real estate investment opportunity with high returns. Vida Capital, an alternative investment products platform, offers bonds with fixed returns of 8-12% per annum. Vida is also involved in the structuring, servicing, financing, and management of life settlement funds, asset-backed securities, and customised portfolios.

Vida Capital was formed and funded in 2009 by Jeff Serra and Austin Ventures, a venture capital firm. Vida Capital specialises in longevity contingent investment solutions and is an asset management company.

Vida also offers the Golden Visa Program, a residency-by-investment initiative offered by Portugal. This program requires a one-time investment of €500,000 in a regulated fund and provides investors with residency rights in Portugal, visa-free travel within the Schengen Area, and a path to EU citizenship. The minimum investment required for the Golden Visa Program is €200,000, which allows investors to participate in Portugal's hospitality industry.

Vida Longevity Fund, LP (VLF) is an open-ended hedge fund that invests primarily in insurance products. It offers three share classes with substantial fees: Class A, B, and C Shares. The minimum investment for Class A Shares is reportedly $510,000, while the other two classes require a minimum investment of $225,000 each.

Annual dividends

Vida Capital is an alternative investment products platform that offers investors a better rate of return on their investments. Vida Capital specialises in the structuring, servicing, financing, and management of life settlement funds, asset-backed securities, and customised portfolios. Vida Capital offers annual dividends through its Vida Longevity Fund, an open-ended hedge fund that invests primarily in insurance products.

The Vida Longevity Fund offers three share classes: Class A, Class B, and Class C. Each class charges different fees and has different minimum investment requirements. Class A Shares charge a 5% incentive fee and a 2% management fee, with a minimum investment of $510,000. Class B Shares charge a 10% incentive fee and a 1.5% management fee, with a minimum investment of $225,000. Class C Shares charge an up to 15% incentive fee and a 1.75% management fee, but the minimum investment amount is not specified.

The Vida Longevity Fund has recently come under scrutiny for potentially misrepresenting the risks involved and improperly valuing its assets. Despite early promises of yearly returns of 10-14% and liquid profits every quarter, returns have been substantially lower than expected.

Vida Capital also offers asset-backed fixed returns ranging from 8-12% per annum. These investments are in the form of property bonds, which are corporate bonds or loan notes issued to investors by companies. These bonds are typically issued for a fixed term of two to five years and offer a target fixed-rate of return. Vida Capital's platform provides access to institutional-quality fixed-income investments with varying timescales and returns, allowing investors to select the option that best suits their needs.

Capital growth

Vida Capital is an asset management company that provides longevity-contingent investment solutions. It was formed and funded in 2009 by Jeff Serra and Austin Ventures, a venture capital firm. Vida offers a range of investment products, including life settlement funds, asset-backed securities, and customised portfolios.

Vida Capital's investment products offer the potential for capital growth. Here are some key considerations:

• Asset-Backed Securities: Vida's asset-backed securities provide investors with exposure to underlying assets, such as property or other financial instruments. As the value of these underlying assets grows, so does the potential for capital appreciation.
• Longevity-Contingent Investments: Vida specialises in longevity-contingent investment strategies, which are linked to life expectancy and insurance products. These investments can provide capital growth over the long term, particularly if life expectancies increase or insurance products perform well.
• Customised Portfolios: Vida offers customised portfolios tailored to individual investor needs. By carefully selecting investments that align with an investor's goals, time horizon, and risk tolerance, there is an opportunity to achieve capital growth within the portfolio over time.
• Fixed-Income Investments: Vida provides access to fixed-income investments, such as bonds, which can offer capital growth in the form of interest payments or appreciation in the value of the bond holdings.
• Fund Performance: Vida Capital's funds have demonstrated potential for capital growth. For example, the Vida Longevity Fund, LP (VLF) targets yearly returns of 10-14% and liquid profits every quarter. While past performance is not a guarantee of future results, it can indicate the potential for capital growth.

Risk Considerations

It is important to remember that all investments carry risks, and capital growth is not guaranteed. Market conditions, interest rates, and other economic factors can impact the performance of investments. Additionally, in the case of Vida Capital, there have been concerns about the accuracy of asset valuations and the suitability of the fund for certain types of investors.

As with any investment, conducting thorough due diligence, understanding the risks involved, and diversifying your portfolio are essential steps to mitigate risk and maximise the potential for capital growth.

Regulatory compliance

Vida Capital Fund, managed by STAG Fund Management SCR S.A., is fully regulated by the Portuguese Securities Market Authority (CMVM). This regulatory body oversees the fund's compliance with legal standards and ethical investment practices, providing investors with confidence and security.

The fund's eligibility requirements also contribute to regulatory compliance. Prospective investors must undergo a verification process to ensure they meet the necessary criteria. This includes providing information and uploading ID documents for approval before gaining access to the Investment Platform. Additionally, a third-party KYC (Know Your Customer) and Anti-Money Laundering provider is utilised to further enhance security and compliance.

Vida Capital Fund's investment structure also aligns with regulatory requirements. The fund specialises in the hospitality sector in Portugal, investing in vibrant hospitality businesses to leverage the country's growing tourism industry. This focus on a specific sector and region ensures compliance with applicable laws and regulations, allowing investors to participate in Portugal's dynamic hospitality industry while adhering to legal frameworks.

Furthermore, Vida Capital prioritises the protection of investor interests. The fund is rigorously managed and regulated to ensure compliance with ethical investment practices. By adhering to strict regulatory standards, Vida Capital maintains the security and integrity of its investment processes, providing investors with confidence in the fund's operations.

The Vida Longevity Fund

How to Invest

To invest in the Vida Longevity Fund, you would typically need to go through a broker or a brokerage firm. However, it is important to note that there have been concerns about the suitability of this fund for certain types of investors, particularly those who are unable or unwilling to take on significant risk.

Before investing, it is crucial to conduct thorough research and due diligence, understand the risks involved, and ensure that the investment aligns with your financial goals and risk tolerance. It is always recommended to consult with a qualified financial advisor before making any investment decisions.

Fees and Minimum Investment

• Class A Shares: 5% incentive fee and a 2% management fee
• Class B Shares: 10% incentive fee and a 1.5% management fee
• Class C Shares: Up to 15% incentive fee and a 1.75% management fee

According to reports, the minimum investment requirement for Class A Shares is $510,000, while for the other two classes, it is $225,000. These substantial fees provide an incentive for brokers to market and sell the Vida Longevity Fund.

Frequently asked questions