Kroger Savings Club: A Smart Investment Strategy

Kroger Health Savings Club (KHSC) is a membership program that offers individuals and their families savings of up to 85% on thousands of prescription drugs. The annual membership fee is $36 for individuals and $72 for families, including up to six household members and pets. The program is available at Kroger Family of Pharmacies locations, excluding those in Washington state. KHSC is not an insurance plan and cannot be combined with federal, state, or employee-funded programs. It offers a range of prescription drugs for $3 to $12, with some medications being free for members.

Membership fees

The Kroger Health Savings Club (KHSC) is a membership program that offers individuals and families savings on commonly prescribed medications. The KHSC membership is powered by RxSense®️ and includes individual and family options. The program allows members to save money on prescription medications even if they are not covered by their insurance plan. The prices may even be lower than Kroger's retail prices or the customer's copay or coinsurance benefit.

The KHSC membership fees are as follows:

• Individual memberships: $36/year
• Family memberships: $72/year

The family membership option allows the enrolment of up to six household members, including pets. It is important to note that the KHSC cannot be used in conjunction with any federal, state, or employee-funded programs, such as Medicare, Medicaid, or health insurance. Additionally, individuals cannot use their Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the annual membership fee.

What drugs are included?

The Kroger Rx Savings Club offers a list of over 100 medications for $6 or less, with three tiers of low-cost medications:

• Free 30-day/90-day prescriptions
• $3 30-day/$6 90-day prescriptions
• $6 30-day/$12 90-day prescriptions

The list of medications includes:

• Albuterol SUL (Accuneb)
• Alendronate Sodium (Fosamax)
• Allopurinol (Lopurin, Zyloprim)
• Amlodipine Besylate (Norvasc)
• Atenolol - Chlorthalidone (Tenoretic)
• Benazepril HCL (Lotensin)
• Benzonatate (Tessalon)
• Bisoprolol - HCTZ (Ziac)
• Celecoxib (Celebrex)
• Cetirizine HCL (Zyrtec)
• Chlorhexidine Gluconate (Peridex)
• Ciprofloxacin (Cipro)
• Ciprofloxacin HCL (Cipro, Cetraxal, Ciloxan)
• Citalopram HBR (Celexa)
• Clindamycin HCL (Cleocin T, Cleocin, Evoclin)
• Clobetasol (Temovate, Clodan, Cormax, Olux, Clobex)
• Clomiphene Citrate (Clomid, Serophene)
• Clonidine HCL (Catapres)
• Clopidogrel (Plavix)
• Cyclobenzaprine (Flexeril)
• Diclofenac Sodium DR (Voltaren, Solaraze)
• Dicyclomine (Bentyl)
• Duloxetine HCL DR (Cymbalta)
• Enalapril Maleate (Vasotec)
• Enalapril - HCTZ (Vaseretic)
• Escitalopram (Lexapro)
• Fenofibrate (Tricor)
• Finasteride (Proscar)
• Fluconazole (Diflucan)
• Fluoxetine HCL (Prozac)
• Fluticasone Propionate (Flonase, Cutivate)
• Folic Acid (Folvite)
• Gentamicin (Garamycin, Gentafair)
• Glimepiride (Amaryl)
• Glipizide (Glucotrol)
• Glipizide ER (Glucotrol XL)
• Glyburide (Micronase)
• Guanfacine HCL ER (Intuniv)
• Hydralazine (Dralzine)
• Hydrochloro- thiazide (Microzide)
• Hydrocortisone (Cortef)
• Hydroxychloro- quine (Plaquenil)
• Isoniazid (Stanozide, Dow - Isoniazid, Nydrazid, Rimifon, Hyzyd, Laniazid)
• Isosorbide Mononitrate ER (Imdur)
• Ketoconazole (Nizoral)
• Lamotrigine (Lamictal)
• Latanoprost (Xalatan)
• Levetiracetam (Keppra)
• Levofloxacin (Levaquin)
• Levothyroxine (Synthroid)
• Lisinopril (Prinivil, Zestril)
• Lisinopril - HCTZ (Zestoretic, Prinzide)
• Loratadine (Claritin)
• Losartan Potassium (Cozaar)
• Lovastatin (Mevacor)
• Medroxypro- gesterone (Depo-Provera)
• Metformin IR (Glucophage)
• Metoprolol SUCC ER (Toprol XL)
• Metoprolol Tartrate (Lopressor)
• Metronidazole (Flagyl)
• Montelukast SOD (Singulair)
• Mupirocin (Bactroban)
• Nortriptyline HCL (Pamelor, Aventyl)
• Omeprazole DR (Prilosec)
• Ondansetron HCL (Zofran)
• Ondansetron ODT (Zofran)
• Pantoprazole SOD DR (Protonix)
• Paroxetine HCL (Paxil, Brisdelle)
• Penicillin VK (Veetids)
• Pravastatin Sodium (Pravachol)
• Prednisolone (Prelone)
• Prednisone (Sterapred, Deltasone)
• Promethazine (Phenadoz, Phenergan)
• Propranolol (Inderal)
• Quetiapine Fumarate (Seroquel)
• Sertraline HCL (Zoloft)
• Sertraline (Zoloft)
• Spironolactone (Aldactone)
• Sulfamethoxazole - TMP (Bactrim, Sulfatrim, Septra)
• Sumatriptan SUCC (Imitrex)
• Tamsulosin HCL (Flomax)
• Terbinafine HCL (Lamisil)
• Timolol Maleate (Blocadron, Timoptic XE, Timoptic)
• Topiramate (Topamax)
• Triamterene - HCTZ (Maxzide, Dyazide)
• Venlafaxine HCL (Effexor)
• Venlafaxine HCL ER (Effexor XR)
• Verapamil (Isoptin, Calan)
• Verapamil ER (Calan SR, Verelan)
• Warfarin Sodium (Coumadin)

The Rx Savings Club also includes free medications such as:

• Amlodipine (Norvasc) for high blood pressure
• Metformin IR (Glucophage) for diabetes
• Sertraline (Zoloft) for mental health
• Montelukast (Singulair) for asthma

Restrictions

The Kroger Health Savings Club (KHSC) offers a range of benefits to its members, but there are also some restrictions to be aware of. Firstly, the KHSC is not an insurance plan and cannot be combined with any federal, state, or employee-funded programs such as Medicare, Medicaid, or health insurance. This means that individuals cannot use the KHSC in conjunction with these programs to further reduce their prescription medication costs. Additionally, the KHSC cannot be used with a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the annual membership fee.

The KHSC is also not valid in the state of Washington; it cannot be used at any Kroger pharmacies located in Washington. This restriction applies to both individual and family memberships. It is important to note that prices for medications offered through the KHSC are subject to change without notice. While the KHSC can provide significant savings on prescription medications, it is still possible to find lower prices at pharmacies outside of the Kroger network, even with a membership.

Another restriction to be aware of is the auto-renewal policy. The KHSC membership will automatically renew each year if it is not cancelled. To receive a refund, members must cancel within the first 30 days of their membership. Lastly, the KHSC is a paid membership program, with annual fees of $36 for individuals and $72 for families. These fees are separate from any medication costs incurred by the member.

Payment methods

The Kroger Health Savings Club (KHSC) is a paid membership program that offers individuals and families savings on prescription medications. The KHSC is not an insurance plan and cannot be combined with federal, state, or employee-funded programs.

Kroger Health Savings Club memberships can be purchased online or in-store. The annual membership fee is $36 for an individual and $72 for a family, which includes up to six household members, including pets. The membership fee cannot be paid for using a Health Savings Account (HSA) or Flexible Spending Account (FSA).

The KHSC membership fee is subject to change without notice and will auto-renew each year unless cancelled. To receive a refund, the membership must be cancelled within the first 30 days.

Kroger accepts most insurance plans and prescription discount cards for prescription payments, which can be processed in-store or online.

Kroger Health Savings Club vs RxSaver

Kroger Health Savings Club (KHSC) is a membership program that offers savings on prescription medications. KHSC is not an insurance plan and cannot be combined with any federal, state, or employee-funded programs. The membership includes individual and family options, with the latter allowing enrolment for up to six household members, including pets. The KHSC can be used at Kroger Family of Pharmacies locations, except those in Washington state. The individual membership costs $36/year, while the family membership is $72/year. The program offers savings of up to 85% on thousands of prescription drugs, and prices may be lower than Kroger's retail prices or the customer's insurance copay or coinsurance benefit.

RxSaver, on the other hand, is a free prescription savings tool that allows users to search for prescription prices in their neighbourhood. It offers prescription coupons on 6,000+ medications and can be used at various pharmacies, including Kroger. RxSaver is not insurance and cannot be combined with private or government insurance plans, but it can be used instead of insurance when the coupon price is lower than the copay. RxSaver offers potential savings of up to 85% on more than 6,000 medications and provides a free prescription discount card that can be used for prescription and over-the-counter medications.

When comparing the Kroger Health Savings Club and RxSaver, both offer significant savings on prescription medications. KHSC provides savings specifically at Kroger pharmacies, while RxSaver can be used at multiple pharmacies, including Kroger. KHSC has a membership fee of $36 or $72, depending on the plan, while RxSaver is free to use. RxSaver also provides a price comparison tool to ensure users get the best price for their medications. It is important to note that RxSaver coupons cannot be combined with insurance, but they can be used instead of insurance if the coupon price is lower.

In summary, both the Kroger Health Savings Club and RxSaver are great options for saving money on prescription medications. KHSC offers convenience and savings specifically at Kroger pharmacies, while RxSaver provides a more flexible option that can be used at multiple pharmacies and includes a price comparison tool. Users should consider their specific needs, preferences, and the availability of Kroger pharmacies in their area when deciding between the two options.

Frequently asked questions