Transferring Funds: Chase Investment Accounts Simplified

If you want to transfer funds in your Chase investment account, you can do so by moving cash, transferring investments, or rolling over retirement assets. You can set up one-time or repeating transfers from your Chase account or an external bank account. To do this, you can use the Chase Mobile app or the Chase website.

Transfer funds from an external bank account

To transfer funds from an external bank account to your Chase investment account, you can follow these steps:

• Sign in to your Chase account.
• From the "Pay and Transfer" tab, choose "External Accounts."
• Select "Add External Account" and enter the routing and account numbers from your external bank account. You can find this information on the bottom of a check or on your bank's website.
• Chase will attempt to confirm your account details with your other bank. They may also need to verify your account using one of three methods: instant verification by logging in with your external bank username and password, manual verification by entering your account and routing number, or by sending two small deposits and one withdrawal to your account and asking you to verify the amounts.
• Choose "Schedule Transfer" and fill in the transfer details.
• You can typically access your transferred funds within 2-3 business days.

Please note that Chase does not charge a fee for external transfers, but your external bank may assess a fee for transferring money out. It is recommended to verify any potential fees with your external bank before initiating the transfer.

Transfer funds from an internal Chase account

To transfer funds from an internal Chase account, you can use the Chase Mobile® app or log in to your account on Chase.com.

• Sign in to the Chase Mobile® app and tap "Pay & Transfer".
• Tap "Transfer" and then choose "Account or Brokerage Transfer".
• Choose the accounts you want to transfer money from and to.
• Enter the transfer date and add a memo (optional).
• Tap "Transfer" and confirm the automatic transfer service.

Transfers submitted before 4:30 pm ET on a business day will typically be available immediately, but can take up to one business day. Transactions that require approval will be immediately available once approved. Transfers submitted after 4:30 pm ET will be available on the next business day at or about 3 am ET.

You can also set up one-time or repeating transfers between your Chase accounts in the Chase Mobile® app or on Chase.com.

Set up one-time or repeating transfers

To set up one-time or repeating transfers for your Chase investment account, you can use the Chase Mobile® app or log in to your account on the Chase website. Here's a step-by-step guide:

• Sign in to the Chase Mobile® app and tap "Pay & Transfer".
• Tap "Transfer" and then choose "Account or Brokerage Transfer".
• Choose the accounts you want to transfer money from and to. You can transfer money between the same type of investment accounts, such as from John Smith's Traditional IRA to John Smith's Traditional IRA.
• Enter the transfer date and add an optional memo.
• Tap "Transfer" and confirm the automatic transfer service.

If you're setting up a repeating transfer, you can also do so by logging in to your account on the Chase website. Here's how:

• Go to the "Pay and transfer" tab.
• Choose "Transfer money" and then "Schedule transfer".
• Fill in the account details and the amount you wish to transfer.
• Choose "Set up repeating transfers".
• Select the transfer frequency, dates, and duration.

Keep in mind that transfers between Chase accounts are typically instant if done before 4:30 PM ET on a business day. Transfers from external bank accounts to your Chase investment account may take 1 to 3 business days to complete.

Transfer funds from a non-Chase account

To transfer funds from a non-Chase account to a Chase investment account, you can use the Chase Mobile® app or Chase Online. Here's a step-by-step guide:

• Sign in to the Chase Mobile® app or Chase Online.
• Navigate to the "Pay & Transfer" section.
• Select the "Transfer" option and then choose "Account or Brokerage Transfer".
• Choose the non-Chase account as the source account and your Chase investment account as the destination account.
• Enter the transfer amount and the date you would like the transfer to take place.
• Review the transfer details and confirm the transaction.

It's important to note that transfers from non-Chase accounts typically take 1 to 3 business days to complete. Additionally, there may be cutoff times for initiating transfers, such as 4:30 PM ET, after which the transfer will be processed on the next business day.

Before initiating the transfer, it's recommended to verify any fees that may be associated with the transaction by contacting your external bank or financial institution.

Transfer funds from a Chase deposit account

To transfer funds from a Chase deposit account, you can use the Chase Mobile® app or visit Chase.com. Here is a step-by-step guide:

Transferring funds using the Chase Mobile® app:

• Sign in to the Chase Mobile® app.
• Tap "Pay & Transfer".
• Tap "Transfer".
• Choose "Account or Brokerage Transfer".
• Select the accounts you want to transfer money from and to.
• Enter the transfer date and add a memo if needed.
• Tap 'Transfer' and confirm the automatic transfer service.

Transferring funds using Chase.com:

You can set up one-time or repeating transfers between your Chase accounts on Chase.com. Here's how to do it:

• Go to Chase.com.
• Log in to your account.
• Follow the instructions to set up a one-time or repeating transfer.

Important information:

• If you are transferring funds from a Chase deposit account (checking, savings, or money market) to a J.P. Morgan investment account, your money will typically be available immediately if the transaction is submitted before 4:30 PM ET.
• Transactions submitted after 4:30 PM ET will be available on the next business day at or about 3 AM ET.
• Transfers from a non-Chase account typically take 1 to 3 business days.
• There are no fees charged by Chase for transferring funds into your account. However, your delivering institution may charge a fee, so it is recommended to verify any fees before initiating the transfer.

Frequently asked questions