Horter Investment Management: Customer Service Email Essentials

Horter Investment Management is a financial advisory firm based in Cincinnati, Ohio. It was founded in 1991 by CEO and president Drew Horter under the name Horter Asset Management and changed to its current name in 2006. The firm has $214.1 million under management and employs 32 people. The company's customer service email is [email protected].

Horter Investment Management's customer service contact details

Horter Investment Management offers a variety of ways to get in touch with their customer service team. The company's website encourages prospective clients to get in touch, stating that the best way to see if we're a good fit is to have a conversation.

Phone

The company's phone number is listed as (513) 984-9933. This number is also listed on the company's Google search result.

Email

Prospective clients can also contact Horter Investment Management via email at [email protected].

Online Contact Form

The Horter Investment Management website also has an online contact form. This requires your name, phone number, email address, and a message.

Address

Horter Investment Management is located at 11726 Seven Gables RD, Symmes Township, Cincinnati, OH 45249. The company is based in northeastern Cincinnati, at the intersection of Mason and Montgomery Roads.

The company's investment philosophy

Horter Investment Management's investment philosophy is centred around its clients. The company's founder, Drew Horter, started the firm after the 1987 stock market crash, believing that it was time for a change and that financial advisors could and should do better.

Horter Investment Management's investment philosophy is built on the belief that "buy and hold" is an outdated approach to owning stocks and bonds. Instead, the company employs a tactical strategy for investing that smooths out market swings. The company prioritises protecting its clients' assets by monitoring and adjusting their portfolios in real time. Horter Investment Management's trained investment advisor representatives use sophisticated strategies to reduce the impact of market volatility.

Horter Investment Management's investment philosophy is further evident in its use of third-party managers and institutional mutual funds. The company may recommend the use of these in a multi-manager portfolio, model portfolio, or as a stand-alone investment. A multi-manager portfolio combines two or more third-party manager strategies and institutional mutual funds to smooth out volatility and enhance the diversification of assets over time.

The company's security selection and investment management process involve charting analysis, mutual fund and/or ETF analysis, and third-party money manager analysis. Horter Investment Management's investment philosophy is grounded in a client-first approach, sophisticated strategies, and a commitment to protecting clients' assets.

The fees charged by Horter Investment Management

Horter Investment Management is a fee-based firm, meaning it receives revenue from client fees and commissions. The fees charged by Horter Investment Management vary depending on the specific services provided and the client's situation. Here is a breakdown of the fees:

Investment Management Services

For investment management services, Horter charges fees based on a percentage of the client's assets under management (AUM). These fees are negotiable and depend on factors such as the complexity of the client's situation, the type of client, and the relationship with the firm. The fee rates generally follow a schedule that includes categories like Third-Party Money Manager Programs, Tactical Institutional Mutual Funds, and Retirement Plan Asset Management.

Financial Planning Fees

Financial planning fees at Horter Investment Management may be charged at a fixed rate or an hourly fee. The hourly fee typically ranges between $150 and $175, while the fixed fee does not exceed $3,500.

Minimum Account Sizes

Horter Investment Management does not typically require a minimum account size. However, there is a $50 minimum quarterly fee for non-discretionary accounts.

Other Fees

In addition to the fees mentioned above, Horter Investment Management offers products that carry 12b-1 fees, which increase the total annual cost of owning the fund without guaranteeing higher returns. The firm also offers products with performance-based fees, where the managers are incentivized to outperform a benchmark.

The services offered by the company

Horter Investment Management is a financial advisory firm based in Cincinnati, Ohio, with a focus on people over portfolios. The company was founded in 1991 by CEO and president Drew Horter, who started the company after the 1987 stock market crash, believing that the financial industry could and should do better.

The company's services are centred around investment management and retirement planning for individuals, with a large team of financial advisors managing hundreds of millions in client assets. Horter Investment Management works with non-high-net-worth and high-net-worth individuals, trusts, estates, corporations, and pension and profit-sharing plans. Notably, the vast majority of their clients are non-high-net-worth individuals.

Horter Investment Management offers a full range of options, custom-designing portfolios around each client's goals, managing the risks, and navigating through all stages of life and market fluctuations. The company's trained investment advisor representatives incorporate a tactical strategy for investing that smooths out market swings, monitoring and adjusting in real time to protect client assets.

In terms of investment philosophy, Horter Investment Management identifies clients' individual goals, objectives, time horizons, risk tolerance, liquidity needs, net worth, total income, and other suitability factors. The company's advisors may recommend the use of third-party managers and/or institutional mutual funds in a multi-manager portfolio, model portfolio, or as a stand-alone investment. A multi-manager portfolio is designed to smooth out volatility and enhance diversification of assets.

Horter Investment Management also provides a spectrum of financial planning services, including tax and cash flow planning, investment planning, insurance planning, retirement planning, death and disability planning, and estate planning. The company's advisors may provide direct management or recommend portfolio management programs offered by third-party money managers or tactical institutional mutual funds. Additionally, they offer access to Nationwide Advisory Solutions, a no-load fee-based registered investment advisor variable annuity.

Horter Investment Management is a fee-based firm, charging fees based on a percentage of clients' assets under management (AUM). These fees may be negotiable depending on various factors, such as the complexity of the client's situation and their relationship with the firm. The company also offers financial planning at a fixed rate or an hourly fee, with the hourly fee ranging from $150 to $175, and the fixed rate not exceeding $3,500.

The disciplinary actions and conflicts of interest

Horter Investment Management has a range of disciplinary alerts and actions that have been identified by the investor.com system. These alerts include:

• Activity Restriction - SRO: This indicates that the firm or one of its employees has previously been subject to a suspension, expulsion, or other restriction of activities by a Self-Regulating Organization or commodities exchange.
• Attorney/Accountant Authorization Revocation: The firm or an affiliate has had their authorization to act as an attorney, accountant, or federal contractor revoked or suspended.
• Business License Revocation - SRO: A Self-Regulatory Organization has found the firm or an affiliate responsible for investment-related business practices, leading to a denial, suspension, or revocation of their business license.
• Business License Revocation - SEC/CFTC: The SEC or CFTC has found the firm or an affiliate responsible for investment-related business practices, resulting in a denial, suspension, or revocation of their business license.
• Business License Revocation - Other Regulatory Agencies: Regulatory agencies, excluding the SEC and CFTC, have found the firm or an affiliate responsible for investment-related business practices, leading to a denial, suspension, or revocation of their business license.
• Dismissal upon Settlement - Court: The firm or an affiliate has had an investment-related civil action dismissed against them following a cash settlement in court.
• Investment-Related Prohibition - Court: A domestic or foreign court has issued an injunction against the firm or an affiliate in connection with investment-related activities within the past 10 years.
• False Statements or Omissions - SRO, SEC/CFTC, and Other Regulatory Agencies: The firm or an affiliate was found to have made false statements, omissions, or dishonest practices by a Self-Regulatory Organization, the SEC or CFTC, or other regulatory agencies, respectively.
• Misdemeanor Conviction: Within the last 10 years, the firm or an affiliate has been convicted of or pled guilty to a misdemeanor involving investments, investment-related business, fraud, false statements, omissions, wrongful taking of property, bribery, perjury, forgery, counterfeiting, extortion, or related offenses.
• Monetary Penalty - SEC/CFTC: The firm or an affiliate has been fined or ordered to cease and desist activity by the SEC or CFTC.
• Order Entered - SEC/CFTC and Other Regulatory Agencies: The SEC, CFTC, or other regulatory agencies have previously entered an order against the firm or an affiliate in connection with investment-related activities.
• Regulation Violations - SRO, SEC/CFTC, Other Regulatory Agencies, and Court: Various organizations, including Self-Regulatory Organizations, the SEC, CFTC, other regulatory agencies, and courts, have found the firm or an affiliate to have violated investment-related statutes or regulations.
• Registration/License Revocation - Other Regulatory Agencies: Regulatory agencies have denied, suspended, or revoked the firm's or an affiliate's registration or license or restricted their activities.

In addition to these disciplinary actions, there are several conflicts of interest that have been identified. Horter Investment Management is a fee-based firm, which means certain advisors are licensed insurance agents and can earn commissions from selling insurance products. Some advisors may also be registered representatives of a securities broker-dealer, allowing them to receive commissions from overseeing certain securities transactions. This creates potential conflicts of interest, as advisors may be incentivized to promote certain products or services that generate higher commissions, which may not always be in the best interest of the client.

Frequently asked questions