Mpp Investing: Fidelity's Unique Strategy For Success

Fidelity Investments is an American multinational financial services corporation that offers a range of investment products and services. One of the largest asset managers in the world, with trillions of dollars in assets under management, Fidelity provides investment advice, retirement services, wealth management, and more. The company has a major brokerage firm and offers various investment funds, including mutual funds, ETFs, and index funds. One of the key features of Fidelity is its commitment to low fees and no-fee structures on many products and services, making it a cost-effective option for investors. The company also offers educational resources and research tools to support investors in making informed decisions. With a focus on innovation and a wide range of investment options, Fidelity caters to the needs of both beginner and advanced investors.

Fidelity's managed retirement funds

The benefits of Fidelity's Managed Retirement Funds include:

• Designed for retirees: An age-based approach geared towards investors at or around age 60 and above seeking income from a diversified portfolio.
• Retirement income potential: The funds can provide a source of income when paired with an automatic withdrawal service.
• Control of your money: You have access to your money when you need it to keep up with your changing needs.
• Professional management: The funds are professionally managed by a dedicated team with experience in delivering innovative asset allocation strategies for over 25 years.

When choosing a Managed Retirement Fund, consider the fund that most closely aligns with the year you turn or turned 70. The asset allocation in the fund will become more conservative over time as you get older, while you continue to gradually withdraw money from your account.

Fidelity offers a range of Managed Retirement Funds, including the Fidelity Managed Retirement 2035 Fund, 2030 Fund, 2025 Fund, 2020 Fund, 2015 Fund, 2010 Fund, and the Managed Retirement Income Fund. These funds are subject to the volatility of the financial markets and carry certain investment risks, as outlined in the fund prospectuses.

Fidelity's brokerage services

The brokerage services provide a range of mutual fund options, including the Fidelity Zero index funds, which have no expense ratio and no minimum investment requirement. Fidelity offers over 3,300 mutual funds with no transaction fees and nearly 950 funds with expense ratios of 0.50% or less, providing a diverse selection for investors.

Fidelity's trading platforms, Fidelity.com and Active Trader Pro, offer advanced screening tools, research, and strategy-testing tools based on historical data. The Active Trader Pro platform can be downloaded and customized, providing intuitive shortcuts, market insights, and visual snapshots to monitor investments.

Overall, Fidelity's brokerage services cater to both active traders and beginner retirement investors, offering a range of investment options, powerful trading platforms, zero trade commissions, and extensive research and educational tools.

Fidelity's investment selection

Fidelity also offers a substantial selection of bonds, including FDIC-insured CDs and bond funds. Clients can also buy over 100,000 individual bonds, including corporate, municipal, and government bonds.

Fidelity introduced a new line of zero-expense-ratio mutual funds for individual investors in 2018. The company's first two zero-expense-ratio funds, ZERO Total Market Index Fund and ZERO International Index Fund, have grown to over $1 billion in assets. Later that year, Fidelity introduced two more zero-expense funds, bringing the total to four. Together, these four zero-expense-ratio equity funds provide market exposure to more than two-thirds of the industry's index assets.

Fidelity also has a strong reputation for its mutual funds, with a large selection of no-transaction-fee funds, including its Fidelity Zero index funds, which have no expense ratio and no minimum investment requirement.

In addition, the company launched its first ETF in 2003, called the Fidelity Nasdaq Composite Index Tracking Stock Fund (ONEQ).

For investors interested in cryptocurrencies, Fidelity launched a separate entity in 2018 dedicated to institutional crypto-asset custody and cryptocurrency trading. The company also introduced a crypto platform, Fidelity Crypto, which allows investors to trade Bitcoin and Ethereum coins.

Fidelity's trading platforms

Fidelity offers two trading platforms: Fidelity.com and Active Trader Pro. Both are free for all customers and include advanced screeners with research and strategy-testing tools based on 10 years of historical data.

Fidelity.com is a web-based platform that provides in-depth research, analytics, and idea-generation tools integrated with an easy-to-use trading ticket. It is recommended for intermediate and advanced users.

Active Trader Pro is a downloadable desktop platform with a customisable interface. It includes intuitive shortcuts, a pre-built market, technical and options filters, advanced options tools, and a multi-trade ticket that can store orders for later and place up to 50 orders at a time. It is recommended for advanced users.

Fidelity also offers a mobile app that puts all your investment activity in one place, allowing you to view, manage, and take action on your portfolio 24/7. It is recommended for beginners, intermediate, and advanced users. The app includes real-time quotes, multi-leg options trading, a consolidated version of the company's research offerings, and a notebook to save ideas and articles from your mobile browser.

Fidelity's account and research amenities

Fidelity provides a variety of investment options, such as stocks, ETFs, mutual funds, CDs, bonds, U.S. Treasuries, fixed-income products, cryptocurrencies, and more. Their platform offers excellent research and screening tools, with superior trading platforms like Active Trader Pro, mobile and desktop apps, and a customizable downloadable platform.

The company's research capabilities include a comprehensive stock screener with pre-made and self-directed screening options, an ETF screener with over 86 criteria, a mutual fund screener with a pool of 9,330 mutual funds, and an option screener powered by LiveVol. Fidelity also provides third-party research reports from well-known providers like Argus, Zacks, Ford, and Refinitiv/Verus.

In addition, Fidelity offers a range of tools and calculators, such as the Fidelity Free Financial Plan, which enables investors to link external accounts and create a comprehensive financial plan. They also provide basic and advanced charting capabilities, with over 60 indicators and customisation options.

Fidelity's customer support is accessible and knowledgeable, with round-the-clock live customer service, specialised trading and fixed-income customer service, and access to branch financial advisors. The company also provides educational resources for investors of all levels, including articles, videos, webinars, and a 24/7 Virtual Assistant.

Frequently asked questions