Fidelity's Minimum Investment Requirements: What You Need To Know

Fidelity offers a range of investment accounts with different minimum investment requirements. While some accounts have no minimum investment requirements, such as the Fidelity Cash Management Account and the Fidelity Youth Account, others require a minimum initial deposit of $2,500, like the Fidelity Account. Fidelity also offers mutual funds with no minimum investment requirements, including the Fidelity ZERO Total Market Index Fund, the Fidelity ZERO International Index Fund, the Fidelity ZERO Extended Market Index Fund, and the Fidelity ZERO Large Cap Index Fund. Additionally, there are investment options with minimum investments ranging from as little as $1 to up to $5,000. It's important to note that fees and charges may apply to certain transactions or investment choices.

Fidelity offers zero minimum investment mutual funds

Fidelity also offers $0 transaction fees for its funds, meaning investors can buy and sell without worrying about added costs eating into returns.

• Fidelity ZERO Large Cap Index Fund (FNILX)
• Fidelity ZERO Extended Market Index Fund (FZIPX)
• Fidelity ZERO Total Market Index Fund (FZROX)
• Fidelity ZERO International Index Fund (FZILX)

These funds have a 0% expense ratio and no minimum investment amount.

There are no account minimums or initial deposits for the Fidelity Cash Management Account

Fidelity offers a range of investment accounts, some of which have minimum investment requirements and some of which do not. For example, The Fidelity Account, which is a multi-feature trading and investing account, has a minimum initial deposit of $2,500. However, there are also several Fidelity accounts with no minimum investment requirements.

The Fidelity Cash Management Account, for example, has no account minimums or initial deposits required. This account offers all the features of a traditional checking account but with more competitive rates on your cash. There are no account fees or minimums, and you get global reimbursement on ATM withdrawals, a free debit card, checkwriting, and Bill Pay, plus an FDIC-insured option on cash balances.

Fidelity also offers a range of other accounts with no minimum investment requirements, including:

• Roth IRA
• Rollover IRA
• Traditional IRA
• Fidelity HSA
• Custodial Account
• 529 Account
• Trust Account
• Roth IRA–Fidelity Go
• Rollover IRA–Fidelity Go
• Traditional IRA–Fidelity Go
• Self-employed 401(k)
• SIMPLE IRA
• Investment-Only Plans for Small Business
• Fidelity Youth Account
• Fidelity Crypto
• The Fidelity Account for Businesses
• Fidelity Rewards Visa Signature Credit Card
• Roth IRA–Managed FidFolios
• Inherited IRA
• Inherited Roth IRA
• Fidelity Personal Retirement Annuity
• Deferred Income Annuities
• Deferred Fixed Annuities
• Immediate Fixed Income Annuities
• Estate Account

In addition to these accounts with no minimum investment requirements, Fidelity also offers a range of mutual funds with zero minimum investments, including:

• Fidelity ZERO Large Cap Index Fund (FNILX)
• Fidelity ZERO Extended Market Index Fund (FZIPX)
• Fidelity ZERO Total Market Index Fund (FZROX)
• Fidelity ZERO International Index Fund (FZILX)

The Fidelity Account has a $2,500 minimum initial deposit

Fidelity also offers a Cash Management Account with no account minimums or initial deposits required. This account offers all the features of a traditional checking account but with more competitive rates on your cash. There are no account fees or minimums, and you get global reimbursement on ATM withdrawals, a free debit card, check-writing, and Bill Pay, plus an FDIC-insured option on cash balances.

Fidelity also offers a range of other accounts with no minimum investment, including:

• Roth IRA
• Rollover IRA
• Traditional IRA
• Fidelity HSA
• Custodial Account
• 529 Account
• Trust Account
• Self-Employed 401(k)
• SIMPLE IRA
• Investment-Only Plans for Small Business
• 401(k) Plan for Small Businesses
• The Fidelity Account for Businesses
• Fidelity Rewards Visa Signature Credit Card
• Fidelity Go
• SEP IRA
• Fidelity Youth Account
• Estate Account
• Fidelity Personal Retirement Annuity
• Deferred Income Annuities
• Deferred Fixed Annuities
• Immediate Fixed Income Annuities
• Universal Life Insurance
• Term Life Insurance
• Roth IRA for Kids
• The Attainable Savings Plan
• Fidelity Go HSA
• Fidelity Charitable Giving Account

Fidelity also offers "zero fee, zero minimum" funds for Fidelity brokerage accounts.

There are no account fees or minimums to open a Fidelity IRA or brokerage account

Fidelity offers a range of investment accounts with no account fees or minimums to open, including IRAs and brokerage accounts. This means that you can open and maintain these accounts without having to pay any fees, and there is no minimum amount of money required to open them.

For example, the Fidelity Account® is a multi-feature trading and investing account that provides access to a broad range of investment choices, including stocks, bonds, ETFs, options, and mutual funds. This account has no account fees or minimums to open, and you can invest with as little as $1.

Similarly, the Rollover IRA, Traditional IRA, and Roth IRA accounts offered by Fidelity also have no account fees or minimums to open. These accounts offer different tax advantages and features depending on your needs.

Fidelity also offers a Fidelity Youth® Account for teens aged 13 to 17, which has no account or subscription fees, allowing them to learn about investing with as little as $1.

In addition, Fidelity provides zero expense ratio index mutual funds with no minimum investment requirements, such as the Fidelity ZERO Total Market Index Fund, Fidelity ZERO International Index Fund, Fidelity ZERO Extended Market Index Fund, and Fidelity ZERO Large Cap Index Fund. These funds are available to individual retail investors who purchase their shares through a Fidelity brokerage account.

It's important to note that while there may be no account fees or minimums to open certain Fidelity accounts, other expenses may still apply, such as investment charges, commissions, interest charges, or transaction fees. Be sure to review the specific details and requirements of each account before making a decision.

Fidelity Go has no minimum amount required to open an account

Fidelity Go is a robo-advisor that makes investing quick, simple, and affordable. It is designed to help both new and experienced investors. Fidelity Go has no minimum amount required to open an account, but to start investing, you need to have a balance of at least $10. This is because Fidelity Go needs your account balance to be at least $10 to invest your money according to the investment strategy you've chosen.

Fidelity Go is a great option for those who want a robo advisor to handle their investments. With Fidelity Go, you can benefit from professional management at a low cost since the day-to-day money management is handled by computers rather than humans. This service is offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment advisor.

In addition to Fidelity Go, Fidelity also offers other types of accounts with no minimum amount required to open an account. These include the Fidelity Cash Management Account, the Rollover IRA, the Traditional IRA, the Roth IRA, the Inherited IRA, and the Brokerage Account. The Brokerage Account, also known as The Fidelity Account, is a multi-feature trading and investing account that allows you to select from a broad range of investment choices, including stocks, bonds, ETFs, options, and mutual funds. You can invest with as little as $1 and there are no account fees or minimums to open an account.

Fidelity also offers mutual funds with no minimum investment requirements, such as the Fidelity ZERO Large Cap Index Fund (FNILX), the Fidelity ZERO Extended Market Index Fund (FZIPX), the Fidelity ZERO Total Market Index Fund (FZROX), and the Fidelity ZERO International Index Fund (FZILX). These funds are available to individual retail investors who purchase their shares through a Fidelity brokerage account.

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