Fidelity Investments: Sch Options For Your Future

Fidelity Investments is a well-rounded brokerage with a range of investment options to suit different investor needs. The company offers commission-free trades on stocks, ETFs, and options, as well as a selection of no-expense-ratio index funds. With a focus on making investing and financial planning clear and simple, Fidelity provides tools, resources, and expert insights to help customers make educated investment decisions with confidence. In addition to its investment services, Fidelity also offers cash management products to help customers save and spend smarter. The company has received numerous accolades, including being rated the #1 Overall Broker by NerdWallet in 2024.

Zero account fees and minimums

Fidelity Investments offers zero account fees and minimums for retail brokerage accounts. This means that there are no fees to eat into your returns, and no minimum investment required to open an account.

Fidelity also offers zero expense ratio index mutual funds, with no minimum investment requirements. These include the Fidelity Zero Total Market Index Fund, the Fidelity Zero International Index Fund, the Fidelity Zero Large Cap Index Fund, and the Fidelity Zero Extended Market Index Fund.

Fidelity's mutual funds are highly regarded, with a large selection of no-transaction-fee funds. The company also offers a range of other investment options, including stocks, bonds, ETFs, options, forex, and cryptocurrencies.

Fidelity's trading platforms, Active Trader Pro and Fidelity.com, are free to use and include advanced screeners and research and strategy-testing tools. The company also provides a highly-rated mobile app, which includes real-time quotes, multi-leg options trading, and a notebook to save ideas and articles.

Fidelity provides a high level of customer support, with 24/7 phone, email, and chat options, as well as over 200 physical branches for in-person advice. The company also offers a range of educational resources for investors of all levels.

Zero trading commissions

Fidelity Investments offers $0 trading commissions for online US stock, ETF, and option trades. This means there are no fees or minimums to open a retail brokerage account.

Fidelity's $0 trading commissions are complemented by a range of other features, including:

• Margin rates among the most competitive in the industry, as low as 8.25%.
• A large selection of no-transaction-fee mutual funds, including the Fidelity Zero index funds, which have no expense ratio and no minimum investment requirement.
• Educational resources and research options for both beginning retirement investors and active stock traders.
• A highly-rated mobile app that includes real-time quotes, multi-leg options trading, and a consolidated version of the company's research offerings.
• A high interest rate on uninvested cash, with uninvested cash for brokerage and retirement accounts directed into a money market fund.
• No-expense-ratio index funds, which offer the industry's first zero expense ratio index mutual funds directly to investors.

Zero-fee index funds

Fidelity Investments offers zero-fee index funds as part of its commitment to providing value to its customers. The company was the first broker to introduce zero expense ratio index mutual funds, which means that investors do not have to pay any fees for managing their investments. This is a significant advantage for investors, as it helps to maximize their returns.

Fidelity's zero-fee index funds include the Fidelity ZERO Large Cap Index Fund (FNILX), the Fidelity ZERO Extended Market Index Fund (FZIPX), the Fidelity ZERO Total Market Index Fund (FZROX), and the Fidelity ZERO International Index Fund (FZILX). These funds seek to provide investment results that correspond to the total return of a broad range of large-capitalization, mid to small-capitalization, publicly traded companies, and foreign developed and emerging stocks in the US.

In addition to its zero-fee index funds, Fidelity also offers a range of other investment options, including stocks, bonds, ETFs, options, forex, and cryptocurrencies. The company has a strong reputation for its mutual funds, with a large selection of no-transaction-fee funds and competitive expense ratios.

Overall, Fidelity's zero-fee index funds and other investment offerings make it a compelling choice for investors seeking low-cost, diversified investment options.

Strong customer service

Fidelity Investments offers strong customer service with a dedicated team of professionals available to help 24/7 by phone, email, live chat, or in person at one of their 200+ branches. The company provides a Virtual Assistant on its website, which is an automated natural language search engine to help users find information. Fidelity also offers a range of online support options, including a portfolio log-in, account positions, trading dashboard, cash management, bill pay, security settings, account features, tax forms, and more.

Fidelity's customer service extends to providing educational resources and support for investors at all levels, from beginners to active traders. Their Online Learning Center uses machine learning to offer customized educational materials that match each customer's investing behavior. The company also provides a range of planning tools to help customers track their spending, debt, and savings, as well as make changes to their plans whenever needed.

Fidelity's customer support also includes assistance with setting up and managing accounts, such as helping customers find their account numbers, set up recurring automatic withdrawals, and give someone else access to trade in their accounts. The company's website provides detailed instructions and FAQs to guide customers through various processes and answer common questions.

The company's mobile app, Fidelity Mobile, offers a high level of functionality, allowing users to manage their individual and workplace accounts, monitor their portfolios, trade securities, input trades for fractional shares, pay bills, access tax forms, and receive customizable alerts. The app also provides a personalized news feed based on the market and the user's holdings.

Overall, Fidelity's customer service is responsive, easy to navigate, and accurate, with helpful representatives who are knowledgeable and able to provide timely solutions.

Wide range of investment options

Fidelity Investments offers a wide range of investment options to help you reach your goals, whether you are an active trader or investing for the future.

You can manage your own investments with stocks, ETFs, mutual funds, CDs, and more, with help from free resources. You can also open a Fidelity Roth IRA, which gives you the flexibility to save for retirement while balancing your long-term goals with your short-term needs.

Fidelity offers \$0 trading commissions, a selection of more than 3,300 no-transaction-fee mutual funds, top-notch research tools, and a mobile platform. There is also a highly-rated mobile app that includes real-time quotes, multi-leg options trading, and a consolidated version of the company's research offerings.

Fidelity also offers a customized mobile app experience for the Fidelity Youth Account, an investment account designed for teenagers (aged 13 to 17). This account allows a parent or guardian to monitor the teenager's activity and offers access to stocks and ETFs, including fractional shares.

Fidelity's investment selection includes stocks, bonds, mutual funds, ETFs, options, forex, and three cryptocurrencies: Bitcoin, Ethereum, and Litecoin. The company also allows traders to purchase fractional shares, allowing investors to diversify into higher-cost stocks by buying a slice of a share rather than the full amount.

Fidelity also offers a substantial selection of bonds, including FDIC-insured CDs and bond funds. Clients can also buy over 100,000 individual bonds, including corporate, municipal, and government bonds.

In addition, Fidelity was the first broker to bring to market index funds with absolutely no expense ratio, including the Fidelity Zero Total Market Index Fund, the Fidelity Zero International Index Fund, the Fidelity Zero Large Cap Index Fund, and the Fidelity Zero Extended Market Index Fund.

Fidelity offers more than 3,300 mutual funds with no transaction fee and nearly 950 funds with expense ratios of 0.50% or less. These funds come from Fidelity and other mutual fund companies.

With such a wide range of investment options, Fidelity can help you invest the way you want to and help you save for college, a new home, or retirement.

Frequently asked questions