Stash Investing: Millions Of Users

Stash is an investment app that offers a range of features, including brokerage accounts, retirement accounts, and a debit card with stock rewards. The app has two pricing tiers: Stash Growth and Stash+. While the exact number of people using Stash is unclear, the app has received recognition from various sources, including being named the Best No Bulls*t Investing App by PopSugart in 2024 and one of the Top 500 Best Financial Advisory Firms by USA Today and Statista in 2023. Stash's subscription-based model is also unique within the robo-advisor industry, making it an attractive option for those looking to invest.

Stash's monthly fees

Stash is a subscription-based, beginner-friendly trading platform offering automated and DIY investing strategies for all kinds of investors. It offers two subscription plans, each with its own fee, and you can choose to pay monthly or yearly.

Stash Growth

The basic subscription option costs $3 per month or $32 per year. It includes access to a range of stocks and ETFs through a personalised investment portfolio, a smart portfolio (robo-advisor), and a retirement portfolio. It also includes investment guidance for beginners and personal finances, as well as banking features like a Stock-Back Card and $1,000 life insurance from Avibra.

Stash+

The premium subscription option costs $9 per month or $97 per year. It includes all the features of Stash Growth, plus access to Kids Portfolios (custodial accounts), guidance for family finances, and Stash+ Market Insights. It also includes a 1% earning in stock with Stock-Back Card purchases and $10,000 life insurance from Avibra.

Stash's investment options

Stash is a subscription-based, beginner-friendly trading platform offering automated and DIY investing strategies for all kinds of investors.

Stash offers two subscription options: Stash Growth and Stash+. Both options provide access to financial counselling services, a brokerage account, a Roth or traditional IRA, a Smart Portfolio, life insurance coverage, and a bank account with the associated Stock-Back® Card.

The Stash Growth subscription costs $3 per month, while Stash+ costs $9 per month. The main differences between the two are that Stash+ offers more extensive financial counselling, two custodial accounts, a higher rewards rate on the debit card, and more life insurance coverage.

With Stash's brokerage account, you can invest in two types of asset classes: individual stocks and exchange-traded funds (ETFs). Stash offers a wide range of ETFs, including value and growth stocks, commodities, and bonds. You can also purchase stocks from individual companies or fractional shares of stock.

Stash's Smart Portfolio is a robo-advisor product that creates an investment portfolio based on your financial goals, time horizon, and risk tolerance. It offers quarterly automatic rebalancing and is well-diversified, including exposure to US and international stocks and bonds.

In addition, Stash provides a round-up function, which rounds up purchases made with your debit card and sets aside that money for investing. Stash also offers custodial accounts, which are brokerage accounts for children managed by parents or guardians, and retirement accounts such as Roth and traditional IRAs.

Stash's suitability for beginners

Stash is a subscription-based, beginner-friendly trading platform offering automated and DIY investing strategies. It is suitable for beginners as it offers a wealth of educational materials, beginner-friendly tools, and easy portfolio diversification for increased market exposure and risk management.

Stash's user-friendly interface, transparent pricing, commission-free trades, and personalized advice make it ideal for those just getting started. The platform provides straightforward stock and ETF options organized by themes and market sectors.

Stash offers two subscription options: Stash Growth and Stash+. Stash Growth is the basic option, providing thousands of stock and ETF options, personalized advice, $1k in insurance, and banking features like a Stock-Card Card. Stash+ offers additional benefits such as access to Kids Portfolios, guidance for family finances, and higher Stock-Back® Card rewards.

Stash also has a robo-advisor platform called Smart Portfolio, which offers personalized portfolio diversification and return optimization. Smart Portfolios are included in all Stash subscriptions and are managed by experts.

With Stash, you can get started with as little as $1 and there are no add-on commission fees. The platform offers saving and budgeting tools, such as Set Schedule and Round-Ups, to help you save and invest your money efficiently.

Overall, Stash is a suitable and accessible platform for beginners looking to start investing and build their financial knowledge.

Stash's Stock-Back® Card

With the Stock-Back® Card, you can earn up to 3% back in stock on every purchase, up to $1,000 per month. This means that when you shop at well-known brands, you will automatically receive a piece of stock in that company. If you shop local or at privately-owned companies, you can choose a default investment to be rewarded with.

The amount of stock you can earn depends on your subscription tier. Stash Growth customers, who pay $3 per month, will earn 0.125% back in stock on every swipe, with up to 2% back on select streaming services. Stash Plus customers, who pay $9 per month, will earn up to 1% back in stock on all purchases, with up to 3% back on select streaming services on the first $1,000 spent. After spending $1,000, Stash Plus customers will earn 0.125% back in stock on every swipe.

To earn Stock-Back® Rewards, you must have an open Personal Brokerage portfolio, an open Stash banking account, and an active Stock-Back® Card. You can change your Stock-Back® Reward stock at any time directly in the Stash app.

Stash's customer support

Stash offers customer support through phone and email. Support is available Monday to Friday, 8 am to 8 pm Eastern Time, and on weekends from 10 am to 6:30 pm Eastern Time.

The company also provides a chatbot and an informative FAQ section on its website, which can address a broad range of questions.

Additionally, Stash has a comprehensive "Learn" section on its dashboard, which offers a wide range of educational articles on investment and financial topics. These articles are curated based on the information users share on the platform and are designed to help new investors better understand investing.

Frequently asked questions