A Guide To Investing In Hdfc Liquid Funds

HDFC Liquid Fund is a mutual fund scheme that seeks to generate income through investments in money market and debt instruments. The fund typically invests in bonds with a maturity period of up to three months and carries a low to moderate risk profile. It offers a conservative investment strategy, making it suitable for those seeking regular income over the short term. With an expense ratio of 0.2% to 0.3%, the HDFC Liquid Fund can be purchased directly from the HDFC Mutual Fund website or through platforms like MF Central and MF Utility.

Where to buy HDFC liquid funds

HDFC liquid funds can be bought directly from the website of the fund house. For example, the HDFC Liquid Fund can be purchased from the website of HDFC Mutual Fund. You can also buy mutual funds through platforms like MF Central and MF Utility, among others. If you are uncomfortable buying mutual funds online, you can seek the help of a mutual fund distributor, such as a bank.

HDFC liquid funds are mandated to invest in bonds with a maturity of up to three months. They are suitable for emergency funds or any surplus money that you don't need for a few weeks up to a year. The risk of loss in these funds is negligible, but they do not guarantee returns or the safety of capital. The fund's portfolio is largely conservative, with most holdings in Large Cap stocks and debt instruments.

Minimum investment amount

The minimum investment amount for the HDFC Liquid Fund is not explicitly stated. However, it is recommended that you invest a minimum of ₹1 lakh to start. This is based on the assumption that you are investing a lump sum, as the HDFC Liquid Fund does not offer a monthly SIP (Systematic Investment Plan) option.

It's important to note that the HDFC Liquid Fund is a conservative investment option with low to moderate risk. The fund seeks to generate income by investing in money market and debt instruments, specifically bonds with a maturity of up to three months. The fund has a large cap and a low expense ratio of 0.2% to 0.3%.

The HDFC Liquid Fund has been in existence for over 11 years, and it has delivered average annual returns of 6.80% to 6.81% since its inception. The fund's AUM (Assets Under Management) is currently valued at ₹56,547 to ₹58,554 crore.

Before investing, it is always recommended to consult with a financial advisor to ensure that the investment aligns with your financial goals and risk tolerance.

HDFC liquid fund returns

HDFC Liquid Fund is a debt mutual fund scheme that seeks to generate income through investments in money market instruments and debt instruments, such as bonds with maturity periods of up to three months. The fund's objective is to provide marginally higher returns than a regular bank account, making it suitable for short-term investment goals.

As of 5 September 2023, the Net Asset Value (NAV) of HDFC Liquid Fund was ₹4,511.8673. The fund has consistently delivered higher annualised returns than the category average over the past 1, 3, 5, and 10 years. Since its inception, the fund has delivered 6.80% returns. The fund's performance is rated better than the category average, and it carries a low to moderate risk rating.

The expense ratio of the HDFC Liquid Fund is 0.30%, and there is no lock-in period for investments. The minimum Systematic Investment Plan (SIP) amount for the fund is ₹100, and investors can purchase the fund directly from the HDFC Mutual Fund website or through platforms like MF Central and MF Utility.

HDFC liquid fund NAV

HDFC liquid funds invest in bonds with a maturity period of up to three months. They are suitable for investors who want to park their money for the very short term—a few weeks up to a year. These funds are designed to deliver marginally higher returns than a bank account, and they are not suitable for building wealth in the long run.

The HDFC Liquid Fund is considered to have low to moderate risk. As of 5 September 2023, the Net Asset Value (NAV) of the HDFC Liquid Fund was ₹4,511.8673. The fund's holdings are mostly in Large Cap stocks and debt instruments, which is a conservative investment strategy.

HDFC Liquid Fund can be purchased directly from the HDFC Mutual Fund website or through platforms like MF Central and MF Utility. Investors can also seek help from a mutual fund distributor, such as a bank, if they are uncomfortable with buying mutual funds online.

The minimum SIP amount for HDFC Liquid Fund is ₹100, and there is no lock-in period. The expense ratio is 0.30%, and the fund has delivered 6.80% returns since its inception 22 years ago.

HDFC liquid fund AUM

The HDFC Liquid Fund is a mutual fund that seeks to generate income through investments in money market and debt instruments. Liquid funds, in general, invest in bonds with maturity periods of up to three months. These funds are suitable for investors who want to park their money for the very short term and are looking for alternatives to bank accounts or deposits.

As of 31 August 2023, the Assets Under Management (AUM) for the HDFC Liquid Fund was ₹56,547 crore. The fund size increased to ₹64,247.8 crore as of 31 August 2024. This fund size represents the total amount of money that has been invested in the HDFC Liquid Fund.

The HDFC Liquid Fund has delivered returns of 6.80% since its inception and has a low to moderate risk profile, as per SEBI's Riskometer. The fund's portfolio is largely conservative, with most of its holdings in Large Cap stocks and debt instruments. As of 31 August 2023, 98.56% of the fund was invested in debt, and 1.44% in cash and cash equivalents.

The Net Asset Value (NAV) of the HDFC Liquid Fund, as of 5 September 2023, was ₹4,511.8673. The fund's expense ratio is 0.30%, and there is no lock-in period for investments. The minimum Systematic Investment Plan (SIP) amount for the HDFC Liquid Fund is ₹100.

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