Bluebird is a prepaid debit card offered by American Express. It has no monthly fees and many other fee-free features, making it a useful substitute for those without a bank account. Bluebird offers an app that allows users to manage their account on the go, add money, and make purchases online or in-store. While Bluebird offers a vast network of free ATMs, it is slightly more limited in terms of acceptance and does not allow cash back at retailers. The card is issued by American Express, which may limit its acceptance compared to Visa or Mastercard. Overall, Bluebird provides a convenient and flexible option for those looking to take control of their finances.
Characteristics | Values |
---|---|
Card issuer | American Express |
Card type | Prepaid debit card |
ATM withdrawals | Free at MoneyPass ATMs, $2.50 fee at non-MoneyPass ATMs |
Cash reloads | Free at Family Dollar and Walmart, $3.74 at other retailers |
Mobile check deposit | Free (standard), 1% or 5% fee for same-day processing |
Monthly/purchase fees | None |
Maximum balance | $100,000 across all Bluebird accounts |
Account management | Bluebird app and website, customer service phone line |
What You'll Learn
Bluebird app features and functionality
Bluebird is a financial account app that offers flexibility and convenience to manage your money. It has no monthly fees and several other fee-free features. Here is a detailed overview of the Bluebird app's features and functionality:
Money In:
- Add cash for free at Family Dollar.
- Get your pay up to 2 days faster with free early direct deposit.
- Easily add money from checks using your mobile device with Mobile Check Capture by Ingo Money.
Money Out:
- Use your Bluebird card to make purchases online or in stores.
- Withdraw cash for free at over 37,000 MoneyPass ATMs nationwide.
- Send money to other Bluebird account holders.
Brands and Security:
- Partners like American Express, Family Dollar, and Visa bring reliability and value.
- Bluebird works to keep your information and money safe and secure.
- 24/7 customer service is available for any queries or issues.
Additional Features:
- No monthly or purchase transaction fees.
- Cash reloads at Walmart and other participating retailers are free.
- Mobile check deposits are free if you are willing to wait 10 days; otherwise, there is a fee for immediate processing.
- Free online bill payments.
- In-network ATM withdrawals are free, while out-of-network ATM withdrawals incur a fee.
- Transfer money from your Bluebird account to a linked bank account.
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How to add money to a Bluebird card
There are several ways to add money to your Bluebird card. Bluebird is a financial account offered by American Express that provides flexibility and convenience to take control of your money. It has no monthly fees and many other fee-free features.
- Cash reloads at Walmart and other participating retailers like Family Dollar. Note that as of July 1, 2023, cash reloads at Walmart will incur a fee of $3.74 per transaction.
- Mobile check deposit using the Bluebird Mobile app.
- Direct deposit from your pay, which can be up to 2 days faster with no fee.
- Transfer from a linked bank account.
You can also check your Bluebird card balance online, through the mobile app, by calling customer service, by swiping your card at participating retailers' registers, or by checking your transaction receipts from these retailers.
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How to check your Bluebird card balance
There are several ways to check your Bluebird card balance. Bluebird is a financial account offered by American Express that allows you to manage your money conveniently with no monthly fees. Here are the steps to check your balance:
- Online or via the Bluebird Mobile App: Log in to your Bluebird account online or on the mobile app to access your available balance and view transaction details.
- Text Message: If you are enrolled in text alert notifications, you can text "BAL" to "BBIRD" (22473) to receive your balance information.
- Phone Call: You can call Bluebird customer service at (877) 486-5990 to inquire about your card balance.
- Retailers' Registers: You can swipe your Bluebird card at participating retailers' registers to check your balance.
- Transaction Receipts: After making a purchase, check your transaction receipt from participating retailers to view your updated card balance.
By utilising these methods, you can conveniently monitor your Bluebird card balance and stay on top of your finances.
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How to transfer money from Bluebird to a bank account
Bluebird is a financial account offered by American Express that allows you to manage your money conveniently with no monthly fees. The Bluebird app is available on Google Play and helps you to manage your Bluebird account on the go.
To transfer money from your Bluebird account to a bank account, follow these steps:
- Log in to your Bluebird account online or through the Bluebird mobile app.
- Navigate to the "Money Out" section of the app, which allows you to withdraw cash and send money.
- Select the option to transfer money to a bank account.
- Enter the routing and account numbers of your bank account.
- Specify the amount you wish to transfer.
- Review the transaction details and confirm the transfer.
Please note that you can only transfer money to a linked checking or savings account. Ensure that your bank account is linked to your Bluebird account before initiating the transfer.
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Bluebird card fees
Bluebird is a prepaid debit card offered by American Express. It has no monthly fees and many other fee-free features. Here is a breakdown of the fees associated with the Bluebird card:
No Monthly or Purchase Transaction Fees
There are no monthly or purchase transaction fees for the Bluebird card.
Card Sign-Up
There is no fee if you sign up for the card online. However, if you get the card at a store, there is a $5 fee.
Cash Reloads at Walmart and Other Participating Retailers
As of July 1, 2023, cash reloads at Walmart will incur a fee of $3.74 per transaction. Previously, this service was free. Cash reloads at other participating retailers are still free.
Mobile Check Deposit
If you choose the "Money in Days" option, there is no fee for mobile check deposits. However, if you select "Money in Minutes" to receive your funds immediately, there is a fee of 1% or 5% of the check amount, with a minimum fee of $5.
ATM Withdrawals
Withdrawing cash is free at over 37,000 MoneyPass ATMs nationwide. Withdrawals at non-MoneyPass ATMs incur a $2.50 fee, plus any additional ATM operator fees.
Bluebird2Walmart Money Transfer Powered by Ria
This service allows you to transfer money to anyone for pick-up at any Walmart location in the US and Puerto Rico. The fees for this service are as follows:
- $4 for transfers up to $50
- $8 for transfers between $50.01 and $1,000
- $16 for transfers between $1,000.01 and $2,500
Cash Pickup Powered by Ria at Walmart
- $3 per withdrawal for amounts up to $500
- $6 per withdrawal for amounts between $500.01 and $1,000
- $9 per withdrawal for amounts between $1,000.01 and $2,900
Other Fee-Free Features
- No foreign transaction fees
- No activation fee
- No fee for online bill payments
- No fee for sending and receiving money
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Frequently asked questions
Bluebird is a financial account offered by American Express that has no monthly fees and many other fee-free features. It functions almost like a checking account, making it a useful substitute for consumers who don’t have a bank account.
The Bluebird app allows users to manage their Bluebird account on the go, access their balance, and view the details of all their active and completed transactions.
You can add money to your Bluebird card in several ways, including cash reloads at Walmart and other participating retailers, direct deposit, and mobile check deposit.
You can check your Bluebird card balance online at the Bluebird site or mobile app, by calling customer service, by swiping your card at participating retailers’ registers, or by checking your transaction receipts from participating retailers.
Yes, you can transfer money from your Bluebird debit account to a linked checking or savings account by logging into your account online.