Fundrise: Your Guide To Smart Investing

Fundrise is a real estate platform that allows investors to access private real estate deals, commercial and residential properties, and even private tech companies. It is best suited for investors with a long-term outlook, those seeking diversification outside of stocks and bonds, and investors willing to do their own due diligence.

Fundrise offers four core investment plans: Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital. Each plan has a different asset allocation depending on the investor's goal. The Supplemental Income plan focuses on properties that generate cash flow from rent or interest, while the Long-Term Growth plan focuses on properties expected to appreciate in value. The Balanced Investing plan creates a mix of income and growth properties, and the Venture Capital plan invests in high-growth private tech companies.

Investors can choose the plan that best aligns with their financial goals and switch between plans at any time. Fundrise also offers a Pro membership that allows investors to customize their investment plans and select specific funds for an additional cost.

The platform is open to both accredited and non-accredited investors, with a minimum investment requirement of $10 for a general investing account and a $1,000 minimum for an IRA.

The platform is open to all investors, not just accredited investors

Fundrise is an online real estate company that allows investors to access private commercial and residential properties by pooling their assets through an investment platform. It is open to all investors, not just accredited investors. Accredited investors are defined in US securities law as those with a net worth of over $1 million or an annual income of at least $200,000 for individuals or $300,000 for couples.

Fundrise's low minimum investment requirement of $10 makes it accessible to small or average investors. The platform is easy to use, with a simple sign-up process that takes about 10 minutes. Fundrise offers a range of investment plans, such as Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital, allowing investors to choose a strategy that aligns with their goals.

The company's main products are real estate investment trusts (REITs), which invest in income-producing real estate. These are known as "eREITs" on the platform. Fundrise also offers "eFunds", where investors' money is pooled to buy land and develop housing. The platform's "Flagship Fund" offers higher liquidity and diversification, while the "Income Real Estate Fund" aims to provide regular cash distributions based on commercial and residential investments.

Fundrise also caters to investors seeking greater control over their portfolios through its "Fundrise Pro" service, which allows investors to customise their investment plans and select specific funds for an additional cost.

While Fundrise is open to all investors, it is important to note that investing in real estate carries risks and requires a long-term commitment. Investors should carefully consider their financial goals and conduct thorough research before making any investment decisions.

You can get started with a $10 minimum investment

Fundrise is an online real estate company that allows investors to access private real estate deals. The company was founded by brothers Ben and Dan Miller in 2012 and was one of the first crowdfunding real estate investment platforms in the US.

Fundrise has a low minimum investment requirement of just $10, making it accessible to a wide range of investors. The platform is not limited to accredited investors, and anyone over the age of 18 can sign up. The $10 minimum investment gives investors access to a diversified portfolio of real estate projects across the US.

The platform is easy to use and only takes about 10 minutes to sign up. Investors provide their address, phone number, and Social Security number, and then choose how to fund their account. Fundrise also offers IRA accounts, but these have a higher minimum investment requirement of $1,000.

Fundrise offers four core investment plans: Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital. Each plan has a different mix of eREITs and eFunds, as well as underlying properties. The plans can be customised to an investor's goals, and they can be changed at any time.

While Fundrise offers a low minimum investment, there are some potential drawbacks. The investments are highly illiquid, and there may be penalties for early withdrawal. Additionally, fees can be difficult to understand, as there may be additional costs beyond the annual management and advisory fees.

Fundrise offers four investment plans: Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital

The Supplemental Income plan focuses on properties that generate cash flow from rent or interest, resulting in higher dividend payments. This plan is suitable for those seeking passive income, such as retired or near-retired individuals looking to increase their current cash flow.

The Balanced Investing plan primarily invests in growth-oriented assets, including real estate and private credit. It aims to provide consistent short-term income while also offering long-term capital appreciation. This plan is ideal for investors who want to balance income and growth.

The Long-Term Growth plan focuses solely on real estate assets with potential for value appreciation over time. It is designed for investors seeking alternative investments to diversify their portfolios while aiming for long-term returns.

Lastly, the Venture Capital plan offers access to pre-IPO private technology companies, including AI and data infrastructure businesses. This plan may fluctuate in the short term but aims to provide risk-adjusted results over the long term. It is suitable for investors with a long-term horizon.

Each plan offers a different mix of assets and investment strategies, allowing investors to choose the option that aligns with their financial goals and risk tolerance. It is important to note that Fundrise recommends holding investments for at least five years, and early withdrawals from certain funds may incur penalties.

The platform offers a Pro membership for $10 per month or $99 per year, which allows you to customise your investment plan

Fundrise offers a Pro membership for investors who want more control over their portfolios. This membership costs $10 per month or $99 per year and comes with a 30-day free trial. With Fundrise Pro, investors can customise their investment plans and select their own investments. For example, they can make direct investments in specific funds or build custom allocations and set automatic future contributions based on those allocations.

Fundrise Pro also gives investors access to expert-level data from Basis™, Fundrise's proprietary property management data warehouse, and leading market research from John Burns Research and Consulting. In addition, Pro members can access selective paywalled content from leading news sites like the Wall Street Journal.

Fundrise's standard investment plans include Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital. These plans differ in terms of asset allocation and investment goals. For example, the Supplemental Income plan focuses on properties that create cash flow from rent or interest, while the Long-Term Growth plan focuses on properties that are expected to appreciate in value. Investors can change their standard plan at any time.

Fundrise also offers a Flagship Real Estate Fund, which features improved liquidity and higher diversification than its other funds, and an Income Real Estate Fund, which seeks to provide regular cash distributions based on commercial and residential investments.

Fundrise has received an A+ rating from the Better Business Bureau

Fundrise is a real estate and venture capital investment platform that allows investors access to private real estate deals. It is an online crowdfunding platform that offers both large and small investors access to investment opportunities in real estate and other alternative investments. The company was founded in 2012 by Ben Miller, the current co-founder and CEO, with the goal of making real estate investing accessible to everyone.

The BBB rating is based on an assessment of company information, business and public data sources, and customer complaints. Fundrise has been accredited by the BBB since November 2016 and has multiple locations in Washington, DC.

While the A+ rating from the BBB is a positive sign, it is always important for investors to conduct their own due diligence before investing. It is worth noting that there have been some complaints and negative reviews from Fundrise users regarding issues such as negative returns, lack of transparency, and difficulties withdrawing funds.

Fundrise offers a range of investment plans, including the Supplemental Income, Balanced Investing, Long-Term Growth, and Venture Capital plans. Each plan has a different asset allocation strategy to cater to diverse investment goals. The platform is designed for long-term investors and provides diversification outside of traditional stocks and bonds.

In summary, Fundrise's A+ rating from the BBB indicates positive interactions and trustworthy business practices. However, investors should always conduct their own research and carefully consider the risks and rewards before investing.

Frequently asked questions